FI’s Board of Directors has decided that the proposal communicated on 2 April will go into effect as of today. This means that banks will now be able to grant both new and existing mortgagors exemption from the requirement on amortisation. The exemption gives mortgagors greater financial manoeuvrability in these uncertain times during the spread of COVID-19.
Banks will have the possibility of offering all new and existing mortgagors an exemption from the amortisation requirements due to the spread of the coronavirus and its effects on the Swedish economy. The exemption will be in force until the end of June 2021. This enables Finansinspektionen to provide all mortgagors with greater manoeuvrability in these uncertain times.
In this memorandum, Finansinspektionen (FI) develops its view on several specific areas of the EU regulatory framework for liquidity regulation.
The next occasion on which FI will decide on the countercyclical buffer rate is in September. FI's Director General has decided that the preparatory work for the decision shall focus on enabling an increase in the rate to 2.5 per cent if such is deemed necessary. The countercyclical buffer is currently 2.0 per cent.
This section contains statistical data on key aspects of the implementation of the prudential framework in Sweden. For an overview regarding statistical data of each EU Member State see the corresponding section on the EBA's website.
This section contains information concerning the general criteria and methodologies used in the supervisory review and evaluation process by the Swedish Financial Supervision Authority.
This section contains information concerning how options and national discretions embedded in Directive 2013/36/EU and Regulation (EU) N° 575/2013 are exercised in the Swedish legislation.
This section contains information concerning national laws, regulations and administrative rules adopted in Sweden in the field of prudential supervision.
The purpose of the supervisory disclosure framework is to enhance the transparency of supervisory practices and to provide a comprehensive overview of regulatory rules adopted, especially with regard to the implementation of Basel 3.
Finansinspektionen (FI) shall, in accordance with the Capital Buffers Act (2014:966), set a countercyclical buffer guide and a countercyclical buffer rate for each quarter.
Här publicerar vi regelbundet nyheter om förslag till regler på bankområdet, från FI och från Europeiska bankmyndigheten, Eba. Prenumerera på sidan för att få mejlutskick när vi lägger ut ny information.
Here you will find regulations for the types of firms listed to the left, including Swedish acts and ordinances, the current regulations from FI and various EU regulations.