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Macro-based stress tests of Swedish banks: results and method, Autumn 2022
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2022-11-29 - On average, the common equity Tier 1 capital ratio decreases by roughly 2 percentage points.
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Makrobaserade stresstester av svenska banker: resultat och metod hösten 2022 (In Swedish)
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Zimpler receives a remark and an administrative fine
- Money laundering
- Published
- Sanctions
- News
- Payments
Published 2025-10-16 - The Swedish Financial Supervisory Authority (FI) issues Zimpler AB (Zimpler) a remark and an administrative fine of 3 million kronor for violations of…
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Capital requirements for Swedish banks as of Q2 2024
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2024-08-23 - and 2 as of the end of Q2 2024. … order to illustrate the effect of Finansinspektionen's total capital requirement, including Pillar 2.
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Capital requirements of Swedish banks as of Q1 2024
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2024-05-24 - and 2 as of the end of Q1 2024 … order to illustrate the effect of Finansinspektionen's total capital requirement, including Pillar 2.
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Capital requirements for the Swedish banks, first quarter 2024
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Children can understand money’s value even without cash
- Consumer
- Published
- News
- Financial Literacy
Published 2021-10-06 - Cash is not necessary for children to understand the value of money. This is the outcome of a study by KTH Royal Institute of Technology that was commissioned…
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2025-04-07 - includes all new mortgage agreements for which the mortgage was paid out during the periods 26 August–2
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FI extends the risk-weight floors for Swedish mortgages and commercial real estate
- Bank
- Stability
- Published
- Memos & decisions
- News
- EBA
- Mortgage
Published 2025-09-17 - FI has decided to extend the risk-weight floors by two years, from 31 December 2025 to 30 December 2027 for Swedish mortgages, and from 30 September 2025 to…
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FI’s decision (In Swedish): Riskviktsgolv för svenska bolåneexponeringar
FI’s decision (In Swedish): Riskviktsgolv för svenska kommersiella fastigheter
European Commission approves FI’s extension of the risk-weight floors (2025-06-27)
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FI extends the risk weight floor for Swedish mortgage exposures
- Bank
- Capital requirements
- Stability
- Published
- Memos & decisions
- News
- EBA
- Mortgage
Published 2023-12-14 - FI has decided to extend the risk weight floor by two years, from 31 December 2023 to 30 December 2025.
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FI’s decision (In Swedish): Beslut om riskviktsgolv för svenska bolåneexponeringar
European Commission approves extension of the risk weight floor for Swedish mortgages (2023-11-09)
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Interest rate puts pressure on indebted households
- Bank
- Consumer
- Stability
- Published
- News
- Reports
- Mortgage
- Borrow
Published 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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Capital requirements for Swedish banks as of Q4 2024
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2025-02-28 - and 2 as of the end of Q4 2024. … As per Q4 2024, Finansinspektionen will publish the effective Common Equity Tier 1 (CET 1) capital headroom
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Capital requirements for Swedish banks as of Q2 2025
- Bank
- Capital requirements
- Stability
- News
Published 2025-08-28 - and 2 as of the end of Q2 2025. … are published in order to illustrate the effect of FI's total capital requirement, including Pillar 2.
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Fraud prevention in payment services
- Bank
- Consumer
- Published
- News
- Reports
- Frauds
- Payments
- Consumer
- Pay
Published 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…
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Capital requirements of Swedish banks as of Q3 2023
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2023-11-24 - and 2 as of the end of Q3 2023. … order to illustrate the effect of Finansinspektionen's total capital requirement, including Pillar 2.
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Capital requirements for the Swedish banks, third quarter 2023
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Capital requirements for Swedish banks as of Q3 2024
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2024-11-25 - and 2 as of the end of Q3 2024. … order to illustrate the effect of Finansinspektionen's total capital requirement, including Pillar 2.
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Capital requirements for the Swedish banks, third quarter 2024
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Capital requirements of Swedish banks as of Q1 2023
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2023-05-26 - and 2 as of the end of Q1 2023. … order to illustrate the effect of Finansinspektionen's total capital requirement, including Pillar 2.
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Capital requirements for the Swedish banks, first quarter 2023
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Households’ finances and financial literacy 2020
- Consumer
- Published
- News
- Financial Literacy
Published 2020-12-21 - but the share of households that do not have money left over at the end of the month has increased 2
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Report: Households' Finances 2020 (in Swedish)
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New risk weight floors for bank loans to commercial properties
- Bank
- Capital requirements
- Published
- Memos & decisions
- News
Published 2023-09-13 - At the same time the current risk weight floor under Pillar 2 will be removed. … introduction of risk weight floors according to article 458 in the CRR entails that the current Pillar 2
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Decision (In Swedish) Riskviktsgolv för svenska exponeringar med säkerhet i kommersiella fastigheter
Memorandum (In Swedish): Riskviktsgolv för exponeringar med säkerhet i kommersiella fastigheter
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European Commission approves introduction of risk weight floors for bank loans to commercial real estate
- Bank
- Capital requirements
- Published
- News
Published 2023-07-17 - The European Commission has announced that it does not intend to object to FI's intention to introduce risk weight floors for bank loans to commercial real…
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Timeframe for investigations into Swedish banks’ management of money laundering risks in the Baltics
- Bank
- Money laundering
- Published
- News
Published 2019-08-23 - SEB and Swedbank must respond to the notification letters no later than 2 September and 16 September,
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Open finance in Sweden
- Bank
- Insurance
- Markets
- Consumer
- Published
- News
- Reports
- Fintech
Published 2023-06-28 - Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…
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Swedbank receives an administrative fine
- Bank
- Published
- Sanctions
- News
- Protective security
Published 2025-05-14 - Swedbank AB (Swedbank or the bank) is a Swedish joint stock banking company authorised to conduct banking business in accordance with the Banking and…
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Capital requirements of Swedish banks as of Q3 2021
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2021-11-23 - and 2 as of the end of Q3 2021. … order to illustrate the effect of Finansinspektionen's total capital requirement, including Pillar 2.
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Capital requirements for the Swedish banks, third quarter 2021
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FI withdraws authorisation for Intergiro
- Money laundering
- Published
- News
- Payments
Published 2025-06-18 - Finansinspektionen withdraws the authorisation of Intergiro Intl AB (publ) to issue electronic money.
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Capital requirements of Swedish banks as of Q4 2023
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2024-02-23 - and 2 as of the end of Q4 2023. … order to illustrate the effect of Finansinspektionen's total capital requirement, including Pillar 2.
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Capital requirements for the Swedish banks, fourth quarter 2023
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Proposal for new risk weight floors for bank loans to commercial properties
- Bank
- Capital requirements
- Published
- News
Published 2023-03-29 - At the same time the current risk weight floor under Pillar 2 would be removed. … introduction of risk weight floors according to article 458 in the CRR entails that the current Pillar 2
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FI proposes update to its approach for assessing Pillar 2 guidance for Swedish banks
- Bank
- Stability
- Published
- News
Published 2023-04-04 - Comments on the proposal should be submitted to FI no later than 2 May. … were implemented in Sweden between 2020 and 2021, Finansinspektionen can establish a so-called Pillar 2
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Amal Express shall pay an administrative fine
- Bank
- Money laundering
- Published
- Sanctions
- News
- Payments
Published 2024-11-13 - Amal Express Ekonomisk förening shall pay an administrative fine of SEK 100,000.
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Updated Q&A on reporting under the Anti-Money Laundering Act
- Bank
- Insurance
- Markets
- Money laundering
- Published
- Reporting
- News
- Payments
Published 2024-12-02 - As we approach the starting point for the 2025 periodic reporting under the Anti-Money Laundering Act, a number of new questions have arisen. We have…
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FAQs – periodic reporting in accordance with the Anti-Money Laundering Act
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Capital requirements of Swedish banks as of Q2 2022
- Bank
- Capital requirements
- Stability
- Published
- News
Published 2022-08-25 - and 2 as of the end of Q2 2022. … order to illustrate the effect of Finansinspektionen's total capital requirement, including Pillar 2.
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Capital requirements for the Swedish banks, second quarter 2022
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Klarna receives a remark and an administrative fine
- Money laundering
- Published
- Sanctions
- News
- Payments
Published 2024-12-11 - FI has investigated during the period 1 April 2021–31 March 2022 Klarna's compliance with the anti-money