Sök på fi.se

Din sökning gav 64 träffar

• Fraud prevention in payment services

  • Bank
  • Konsumentskydd
  • Publicerat
  • Nyheter
  • Rapporter
  • Betalningar

  Publicerad 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…

• Report: Fraud prevention in payment services (In Swedish)
• Interest rate puts pressure on indebted households

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Nyheter
  • Rapporter
  • Bolån

  Publicerad 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…

• The Swedish Mortgage Market Report
• FI Analysis No. 42: Gender differences in investment behaviour

  • Bank
  • Marknad
  • Konsumentskydd
  • Publicerat
  • Nyheter
  • Rapporter

  Publicerad 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…

• FI Analysis No. 42: Gender differences in investment behaviour
• Comprehensive overview is important when changing the conditions on the housing market

  • Bank
  • Konsumentskydd
  • Publicerat
  • Nyheter
  • Rapporter
  • Bolån

  Publicerad 2024-02-22 - FI has received an assignment from the Government to assess an increase in the loan-to-value (LTV) cap from 85 to 90 percent. At the same time, the Government…

• Report (In Swedish): FI:s syn på en höjning av bolånetaket från 85 till 90 procent
• Consumer Protection Report 2023

  • Bank
  • Försäkring
  • Marknad
  • Konsumentskydd
  • Publicerat
  • Rapporter
  • Betalningar

  Publicerad 2023-07-25 - The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.

• Consumer Protection Report 2023
• Open finance in Sweden

  • Bank
  • Försäkring
  • Marknad
  • Konsumentskydd
  • Publicerat
  • Nyheter
  • Rapporter
  • Fintech

  Publicerad 2023-06-28 - Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…

• Open finance in Sweden
• Report: Banks’ administration of amortisation requirement exemptions

  • Bank
  • Konsumentskydd
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2023-06-16 - Finansinspektionen has conducted a survey into banks' administration of amortisation requirement exemptions, as an assignment from the government. The survey…

• Report: Banks’ administration of amortisation requirement exemptions
• The Swedish Mortgage Market 2023

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…

• The Swedish Mortgage Market

  Mortgagor margins and amortisation exemptions in early 2023

  Data appendix - The Swedish Mortgage Market
• Consumer Protection Report 2022

  • Bank
  • Försäkring
  • Marknad
  • Konsumentskydd
  • Publicerat
  • Rapporter

  Publicerad 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…

• Consumer Protection Report 2021
• The Swedish Mortgage Market 2022

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2022-04-20 - Swedish households continue to take increasingly larger loans. More new mortgagors than in previous years had both a high loan-to-income ratio and a high…
• FI Analysis 35: Lender significance for repayment problems and debt at the Swedish Enforcement Authority

  • Bank
  • Konsumentskydd
  • Publicerat
  • Rapporter

  Publicerad 2021-12-07 - There are different types of lenders. They offer different types of loans, and their risk tolerance varies. The risk tolerance is evident in their business…

• FI Analysis 35: Lender significance for repayment problems and debt at the Swedish Enforcement Authority
• Swedish Consumer Credit

  • Bank
  • Konsumentskydd
  • Publicerat
  • Rapporter

  Publicerad 2021-11-17 - One of Finansinspektionen’s (FI) assignments is to promote a high level of protection for consumers on the financial markets. FI does this in part by…
• Overall assessment of macroprudential measures

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån
  • Coronaviruset

  Publicerad 2021-06-30 - Since 2010, FI has implemented a number of macroprudential measures aimed at increasing the resilience in the financial system and subduing the risks…

• Overall assessment of macroprudential measures (Summary and chapter on FI’s overall assessment)
• FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån
  • Coronaviruset

  Publicerad 2021-06-30 - The temporary amortisation exemption resulted in new mortgagors borrowing almost 4 per cent more and buying homes that were approximately 1 per cent more…

• FI Analys No 34: Temporary amortisation exemption led to new mortgagors borrowing
• FI Analysis No. 33: Household debt and resilience

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2021-06-10 - The ability to borrow is beneficial to households in many ways. At the same time, debt can make their consumption more sensitive to unexpected changes in…

• FI Analysis No. 33: Household debt and resilience
• The Swedish Mortgage Market (2021)

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…

• The Swedish Mortgage Market 2021

  Data appendix (In Swedish)
• Sustainability Report 2021 – the climate in focus

  • Bank
  • Försäkring
  • Marknad
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Hållbarhet

  Publicerad 2021-03-18 - Finansinspektionen has an assignment to promote the financial system’s contribution to sustainable development. The sustainability report outlines the current…

• Sustainability report 2021 – the climate in focus
• Consumer Protection Report 2021

  • Bank
  • Försäkring
  • Marknad
  • Konsumentskydd
  • Publicerat
  • Rapporter

  Publicerad 2021-02-24 - Paying by invoice or with other credit-based offers is becoming an integral part of shopping online. Young adults are unique with their small margins and…

• Film version with audio description:

  Consumer Protection Report 2021
• FI Analysis 25: Interest rate deductions and households’ loans

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.

• FI Analysis 25: Interest rate deductions and households’ loans
• Swedish Consumer Credit

  • Bank
  • Konsumentskydd
  • Publicerat
  • Rapporter

  Publicerad 2020-10-01 - Even though consumer credit only constitutes a small portion of households’ total credit, the interest rate and amortisation payments for these credits amount…

• Report: Swedish Consumer Credit

  Data appendix
• FI Analysis 22: Fewer high-cost short-term credits after new rules

  • Bank
  • Konsumentskydd
  • Publicerat
  • Rapporter

  Publicerad 2020-10-01 - After the provisions regarding high-cost short-term credits were changed in 2018 – in part by introducing an interest rate ceiling and cost ceiling – these…

• FI Analysis 22: Fewer high-cost short-term credits after new rules
• FI Supervision 18: Continuity management at banks

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter

  Publicerad 2020-06-09 - Many banks are working actively with continuity management and have implemented key measures to reduce the risk of serious disruptions. At the same time, FI…

• FI Supervision 18: Continuity management at banks
• The Swedish Mortgage Market (2020)

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2020-04-02 - The percentage of new mortgagors with a high level of debt in relation to either their income or the value of the home continues to be high. New mortgagors in…

• The Swedish Mortgage Market 2020
• Consumer Protection Report 2020

  • Bank
  • Försäkring
  • Marknad
  • Konsumentskydd
  • Publicerat
  • Rapporter

  Publicerad 2020-02-14 - Finansinspektionen (FI) will prioritise two consumer protection risks for further work in 2020: unaffordable lending and unsuitable advice and distribution of…

• Consumer Protection Report 2020
• FI Analysis 19: Young adults and the housing market

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home.

• FI Analysis 19 - Young adults and the housing market
• Stability in the Financial System (2019:2)

  • Bank
  • Försäkring
  • Marknad
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter

  Publicerad 2019-11-28 - The low interest rates are expected to remain low for a longer period of time. It could lead to greater risk-taking among various actors, and increased…

• Report: Stability in the Financial System (2019:2)
• Swedish loans for consumption

  • Bank
  • Konsumentskydd
  • Publicerat
  • Rapporter

  Publicerad 2019-06-13 - The majority of consumption loans (non-mortgage loans) are small and have a high interest rate and a short maturity. However, it is households with large…

• Swedish Consumption Loans

  Data appendix: Swedish Consumption Loans
• Stability in the Financial System (2019:1)

  • Bank
  • Försäkring
  • Marknad
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter

  Publicerad 2019-05-28 - Both the global and the Swedish economies appear to be slowing down. Low interest rates – which have resulted in high risk-taking and rising asset prices –…

• Report: Stability in the Financial System (2019-1)

  Appendix: Stability in the Financial System (2019-1)

  Report: The Commercial Real Estate Market and Financial Stability (Summary)

  Memo: Requirement on IRB models for exposures to commercial real estate
• Consumer Protection Report 2019

  • Bank
  • Försäkring
  • Marknad
  • Konsumentskydd
  • Publicerat
  • Rapporter

  Publicerad 2019-04-03 - In this report, Finansinspektionen (FI) presents the most prioritised consumer risks it has identified for 2019. FI also presents the experiences from its…

• Report: Consumer Protection Report 2019
• The Swedish Mortgage Market (2019)

  • Bank
  • Konsumentskydd
  • Stabilitet
  • Publicerat
  • Rapporter
  • Bolån

  Publicerad 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis…

• The Swedish Mortgage Market

  Data appendix: The Swedish Mortgage Market (2019)