Din sökning på "rat" gav 25 träffar
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Erik Thedéen: Adjustments needed on the commercial real estate market
- Bank
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Tal och debatt
Publicerad 2022-09-15 - Lock the interest rate. … rates.
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Erik Thedéen: Current assessment of financial stability
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Tal och debatt
- Bolån
Publicerad 2022-08-22 - "Mortgagors' cash flows are under pressure from higher living costs and higher interest rates. … "The rising interest rates create challenges for the highly indebted commercial real estate sector.
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Commercial real estate debt, non-banks, and the stability of the financial system
- Bank
- Stabilitet
- Publicerat
- Tal och debatt
Publicerad 2022-09-01 - Karin Lundberg, Executive Director of Banking, FI, talked about commercial real estate debt, non-banks, and the stability of the financial system in a speech…
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Speech: Commercial real estate debt, non-banks, and the stability of the financial system
Granted, much of the debt is still on fixed interest rates and spreads, and there is a degree of interest rate hedging providing protection for the time
Slides: Commercial real estate debt, non-banks, and the stability of the financial system
Per cent 0 5 10 15 20 25 30 35 2019 2020 Initial position Lower earnings Higher interest rates Combined stress Banks have significant CRE
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Erik Thedéen: More active economic policy can strengthen financial stability
- Stabilitet
- Publicerat
- Tal och debatt
Publicerad 2022-04-28 - "FI has a mandate to safeguard financial stability. This means that we are prepared to further enhance resilience in the financial system to manage the…
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Speech: A more active fiscal policy can strengthen financial stability
long-term interest rates.
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Karin Lundberg: Finansinspektionen’s view on capital and distributions
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Tal och debatt
- Kontracyklisk buffert
- Coronaviruset
Publicerad 2021-09-02 - Karin Lundberg, Executive Director of Banking, talked about Finansinspektionen’s view on capital and distributions in a speech at the UBS Annual Nordic…
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Speech: Finansinspektionen’s view on capital and distributions
Presentation: Finansinspektionen’sview on capital and distributions
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Henrik Braconier's speech at SNS/SHOF Finance Panel: Corporate Finance in a Low Interest Rate Environment
- Bank
- Marknad
- Stabilitet
- Publicerat
- Tal och debatt
Publicerad 2020-10-20 - Henrik Braconier's speech at SNS/SHOF Finance Panel: Corporate Finance in a Low Interest Rate Environment
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Erik Thedéen: FinTech and cyber threats – what impact do they have on financial stability?
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Stabilitet
- Publicerat
- Tal och debatt
- Fintech
Publicerad 2020-03-03 - The rate at which household debt is increasing has slowed the past three years. … But the low interest rates entail risks.
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Erik Thedéen: Diversity on the mortgage market is healthy
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Tal och debatt
- Bolån
Publicerad 2019-04-08 - This has been possible due to high household demand for loans, partly driven by very low mortgage rates. … with interest rate adjustments.
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Presentation: Evolution of Mortgage Finance – FI’s view on new mortgage structures
fixation) Medium-term fixed (5Y-10Y initial rate fixation) Short-term fixed (1Y-5Y initial rate fixation) Variable rate (up to 1Y initial rate fixation
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Erik Thedéen: Household Debt and the Role of Macroprudential Policy
- Bank
- Stabilitet
- Publicerat
- Tal och debatt
- Bolån
Publicerad 2018-11-28 - Structural changes on the mortgage market together with the combination of low interest rates and a strong economy have contributed to this development
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Presentation: Macroprudential policy in Sweden: what has been done and is it enough?
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Erik Thedéen: Macroprudential policy and healthy housing markets
- Stabilitet
- Publicerat
- Tal och debatt
- Bolån
Publicerad 2018-11-23 - Following this development, Sweden has experienced a prolonged period of low interest rates and strong economic growth, which has pushed real estate prices
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Erik Thedéen: Higher countercyclical capital buffer?
- Bank
- Stabilitet
- Publicerat
- Tal och debatt
- Bolån
Publicerad 2018-09-06 - In Europe, seven countries have announced positive buffer rates. … capital buffer on house prices and the growth rate of credit are small.
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Presentation: Higher countercyclical buffer? – UBS Annual Nordic Financial Services Conference
growth -10 -5 0 5 10 15 20 1996 2000 2004 2008 2012 2016 Nominal GDP Households Corporations GDP, average 1996 Q1 - 2018 Q1 Annual growth rate
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Erik Thedéen: On the Agenda: The Swedish FSA’s mandate and current challenges
- Bank
- Stabilitet
- Publicerat
- Tal och debatt
- Bolån
Publicerad 2018-09-13 - “When systemic risks are building up, as they have been in the current environment with strong growth and low interest rates, we have worked with two types
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Presentation: On the Agenda: The Swedish FSA’s mandate and current challenges
NIER and Riksbank -4 -2 0 2 4 6 8 -8 -6 -4 -2 0 2 4 2000 2002 2004 2006 2008 2010 2012 2014 2016 2018 2020 GDP-gap (left axis) Repo rate
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Erik Thedéen: Rules prevent crises
- Bank
- Marknad
- Konsumentskydd
- Stabilitet
- Publicerat
- Tal och debatt
- Bolån
- Fintech
Publicerad 2018-02-08 - The Swedish economy currently finds itself in a unique situation with high growth, maximized resource utilisation and low interest rates. … The rate of innovation in the financial industry is high.
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Erik Thedéen: Will the banks withstand the next crisis – what role will capital requirements play?
- Bank
- Stabilitet
- Publicerat
- Tal och debatt
Publicerad 2018-10-09 - Discussing how the banks will withstand the next crisis is undoubtedly asuitable topic in October 2018, which marks exactly ten years since the mostdifficult…
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Speech: Will the banks withstand the next crisis – what role will capital requirements play?
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Thedéen: The role of macroprudential policy in Sweden
- Stabilitet
- Publicerat
- Tal och debatt
- Bolån
Publicerad 2017-10-03 - Given today's conditions with extremely low global interest rates, high house prices and rapidly increasing debt, joint efforts from several policy areas
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Financial stability and macroprudential policy
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Tal och debatt
Publicerad 2018-01-25 - Finansinspektionens Director General Erik Thedéens speech in the Standing Committee on Finance the 23 januari 2018.
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Speech: Financial stability and macroprudential policy
Presentation (in Swedish): Finansiell stabilitet och makrotillsyn
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Commercial real estate and financial stability
- Bank
- Stabilitet
- Publicerat
- Tal och debatt
Publicerad 2017-10-10 - FI:s director general Erik Thedéens speech about commercial real estate and financial stability held at the conference DI Bank in Stockholm 10 maj 2017.
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Speech: Commercial real estate and financial stability
The interest rate coverage ratio can therefore quickly deteriorate if interest rates rise.
Presentation: Commercial real estate and financial stability
Thedéen, FI 10 May 2017 FI’s assignment Financial stability - capital requirements - liquidity Consumer protection - mortgage cap - interest rate
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FI’s view on financial stability and the risks for financial imbalances
- Bank
- Försäkring
- Basel
- Kapitaltäckning
- Stabilitet
- Publicerat
- Tal och debatt
- EBA
- Bolån
Publicerad 2017-06-13 - Erik Thedéen visited the Committee on Finance today for a Q&A session. He discussed the unprecedented economic conditions that Sweden is currently…
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Erik Thedéen speaks to EU Parliament about new banking rules
- Bank
- Stabilitet
- Publicerat
- Tal och debatt
Publicerad 2017-04-25 - Erik Thedéen is commenting today on the EU Commission’s proposed changes to banking regulations during a Q&A session in Brussels in EU Parliament’s Committee…
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Introductory Statement by Erik Thedéen, Director General, Swedish FSA
A so-called ‘race to the bottom’ is clearly not in the interest of EU financial stability.
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A unique environment – how does it affect our supervision?
- Försäkring
- Publicerat
- Tal och debatt
Publicerad 2017-02-15 - FI Director General Erik Thedéen’s speech at the Terminsstart Pension conference on 15 February 2017.
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Speech: A unique environment – how does it affect our supervision?
But the rules for the discount rate curve – which is based on market rates and an assumption of a long-term equilibrium interest rate of 4.2 per cent
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Measures against risks from household indebtedness
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Tal och debatt
- Bolån
Publicerad 2015-11-19 - This is partly due to demographical factors, low interest rates and lower housing taxes. When housing prices rise, debts follow. … a combination of a mortgage cap, amortisation requirement, debt ratio ceiling, and regulation of how large a percentage of incomes goes to interest rates
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The full speech: Measures to deal with the risks linked to household indebtedness
The rate of increase in housing prices has risen steadily since 2012.
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Martin Noréus: Amortisation requrement and risk weights - two current issues for macroprudential policy
- Stabilitet
- Publicerat
- Tal och debatt
- Bolån
Publicerad 2015-09-10 - FI's acting Director General Martin Noréus held the speech "Amortisation requirement and risk weights – two current issues for macroprudential policy" at UBS…
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Speech: Amortisation requirement and risk weights - two current issues for macroprudential policy
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Martin Andersson: One year with the new macroprudential policy
- Stabilitet
- Publicerat
- Tal och debatt
Publicerad 2015-02-19 - FI:s Director general held the speech One year with the new macroprudential policy at Centre for Business and Policy Studies/Finance panel on 19 februar 2015.
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Martin Andersson: One year with the new macroprudential policy
has more information on what affects the interest rate the consumer can pay.
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Martin Andersson: Finansinspektionen and macroprudential policy
- Stabilitet
- Publicerat
- Tal och debatt
Publicerad 2015-03-18 - FI:s Director general Martin Andersson held the speech Finansinspektionen and macroprudential policy at Affärsvärldens Bank och Finans Outlook on 18 march…
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Martin Andersson: Finansinspektionen and macroprudential policy
In a few years’ time, rising house prices and low interest rates may push up credit growth and the percentage of households with relatively high debts
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Finansinspektionen's role in a framework for financial stability
- Stabilitet
- Publicerat
- Tal och debatt
Publicerad 2013-04-05 - Macroprudential supervision is not a new concept; it has always been a part of traditional supervision work. This statement was part of Martin Andersson's…
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Speech: Finansinspektionens role in a framework for financial stability
Furthermore, a larger portion of loans with variable interest rates has made households more sensitive to changes in the interest rate.
