Din sökning på "2021" gav 208 träffar
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Konsumentskydd
- Stabilitet
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Publicerad 2025-04-07 - The average size of the new mortgage in the sample increased for the first time since 2021.
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Report: The Swedish Mortgage Market 2024
2021 2022 2023 2024 LTI excl.
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Nyheter
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Publicerad 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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Stability in the Financial System (2024:2)
Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Major Swedish banks Danske Bank and Nordea Combined buffer requirement
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Stabilitet
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- Nyheter
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Publicerad 2025-05-16 - The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time,…
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Stability in the Financial System (2025:1)
2024 Q 3 2024 Q 4 2024 Q 1 2025 Q 1 2024 Q 2 2024 Q 3 2024 Q 4 2024 Q 1 2025 Major Swedish banks Danske Bank and Nordea Combined buffer requirement Tier
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Household savings in Sweden
- Konsumentskydd
- Publicerat
- Rapporter
- Spara
- Konsument
Publicerad 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Report: Household savings in Sweden
2020 and 2021 (Diagram 15).
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Konsument
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Publicerad 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
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to 3.9 per cent in 2023. 0 1,5 3 4,5 90 100 110 120 2020 2021 2022 2023 Price level (CPIF) Policy rate (Right axis) FINANSINSPEKTIONEN
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Interest rate puts pressure on indebted households
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Publicerad 2024-05-29 - This is an increase of approximately 7 percentage points compared to the years 2017–2021, when interest rates were lower.
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The Swedish Mortgage Market Report
2021 2022 2023 LTI excl.
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Konsumentskydd
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- Rapporter
- Bedrägerier
- Spara
- Konsument
- Försäkra
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Publicerad 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
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Two expert reports on macroprudential policy measures
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Publicerad 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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Jesper Rangvid: Effects of borrower-based measures
(2022) and Kabas and Roszbach (2023) discussed in Section 6.
J. Muellbauer & J. Kaszowska-Mojsa: The effects of BBMs
This was formally announced in January 2021, with all banks conforming by September 2021, although legally enforced only from January 2022.
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FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?
- Bank
- Stabilitet
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- Rapporter
Publicerad 2024-12-11 - During the spring of 2023, one Swiss bank and several US banks failed. Multiple actors in both the US and internationally have analysed the underlying causes.…
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Riksbanken. (2023). Finansiell stabilitet 2023:2.
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How FI reviews money laundering risks in the financial sector in 2025
- Bank
- Försäkring
- Marknad
- Penningtvätt
- Publicerat
- Nyheter
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Publicerad 2025-03-10 - There is a high risk that the financial system is used by criminals to launder money and commit other crimes. In 2025, the Financial Supervisory Authority…
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The Bank Barometer: Net profit of Swedish banks continues to increase
- Bank
- Publicerat
- Nyheter
- Rapporter
Publicerad 2025-04-24 - Swedish banks’ net profit increased by SEK 4 billion in 2024 despite a decrease in net interest income. These are the main conclusions in Finansinspektionen’s…
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The Swedish banks’ net profit increased throughout all of 2024.
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Legal Position: Rule interpretation for deposits via digital platforms
- Bank
- Publicerat
- Nyheter
- Rapporter
- Fintech
Publicerad 2025-03-24 - An increasing number of banks and other credit institutions are offering savings via digital deposit platforms. This makes them more vulnerable since the…
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Stability in the Financial System (2025:2)
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Betalningar
Publicerad 2025-11-26 - The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
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Stability in the Financial System (2025:2): Summarized stability assessment
Debt growth among non-financial corporations was low in 2024 and 2025.
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Försäkring
- Marknad
- Stabilitet
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Publicerad 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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Stability in the Financial System
2021 2022 2023 Major Swedish banks Systemically important branches EU/EEA -10 -5 0 5 10 15 20 2020 2021 2022 2023 Total Non-financial corporations
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FI Analysis 45: High risks in small and mid-sized commercial real estate firms
- Bank
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2024-05-27 - Many smaller, unlisted commercial real estate (CRE) firms have a high loan-to-value (LTV) ratio and a low interest coverage ratio (ICR). This makes them…
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FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms
Bonds 0 50 100 150 200 250 2019 2020 2021 2022 Other liabilities Bank loans, Swedish banks Bonds 0 5 10 15 20 25 2019 2020 2021 2022 Other
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Fraud prevention in payment services
- Bank
- Konsumentskydd
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- Nyheter
- Rapporter
- Bedrägerier
- Betalningar
- Konsument
- Betala
Publicerad 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…
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Report: Fraud prevention in payment services (In Swedish)
500 600 700 800 900 dec 2020 jun 2021 dec 2021 jun 2022 dec 2022 jun 2023 dec 2023 mkr Förlustfördelning Betaltjänsleverantören Betaltjänstanvändaren
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Fintech
- Betalningar
- Kryptotillgångar
Publicerad 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
Euroclear. (2022). Aktieägandet i Sverige 2022.
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FI identifies transition risks in banks’ lending portfolios
- Bank
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- Nyheter
- Rapporter
- Hållbarhet
Publicerad 2024-06-04 - There are climate-related transition risks in Swedish banks’ lending portfolios. This is the conclusion of an analysis Finansinspektionen (FI) conducted by…
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Report: Transition risks in banks’ lending portfolios
Methodology We matched the firms that had emissions in the EU ETS in 2022 with firms that had loans registered in KRITA in December 2022.
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Firms continue to offer consumers unsuitable products
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Kryptotillgångar
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
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Consumer Protection Report 2024
Finansinspektionen, 2023-07-01. 33 FFFS 2023:20, Finansinspektionen, 2023-06-20.
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FI would like the financial market to shift its sustainability work into the next gear
- Stabilitet
- Publicerat
- Rapporter
- Hållbarhet
Publicerad 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
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Sustainability – how has the financial sector progressed?
Notably, there has been a discernible increase in the level of ambition demonstrated in the 2023 reports compared to those of 2022.
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FI Analysis No. 42: Gender differences in investment behaviour
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Publicerad 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
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FI Analysis No. 42: Gender differences in investment behaviour
[Retrieved 2023-09-11]. • Swedbank (2023).
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FI prioritizes particularly vulnerable sectors to combat money laundering
- Penningtvätt
- Publicerat
- Rapportering
- Nyheter
- Rapporter
- Betalningar
- Kryptotillgångar
Publicerad 2024-04-17 - Money laundering is a global problem that allows criminals to transact large sums of money without revealing their illegal activities. In order to counteract…
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Report: Prioritised risks in anti-money laundering and combating the financing of terrorism
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FI Supervision 29: Advisors are not taking customers’ sustainability preferences into account
- Marknad
- Konsumentskydd
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- Hållbarhet
- Fördjupad analys
Publicerad 2024-03-28 - Six out of ten say that sustainability is important when saving money. Advisors at banks, investment firms and insurance intermediaries have an obligation to…
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FI Supervision 29: Sustainable advice is a challenge for firms
/1253 of 21 April 2021 amending Delegated Regulation (EU) 2017/565 (delegated regulation for MiFID II) and IDD (EU) 2021/1257 of 21 April 2021 amending
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Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
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- Betalningar
Publicerad 2023-11-28 - The higher interest rate means that households and companies need to make adjustments to their finances. Finansinspektionen (FI) is now seeing a decline in…
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Stability in the Financial System 2023:2
Stability in the Financial System – Stability Assessment
FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
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FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2023-12-14 - In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise.
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FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
-0,8 -0,4 0 0,4 0,8 2011 2013 2015 2017 2019 2021 2023 Equity prices Bank credit Housing prices Current account Debt burden Real credit growth
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FI Analysis No. 40: Winners and losers in the trading of meme stocks
- Marknad
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- Rapporter
Publicerad 2023-05-26 - In 2021, Gamestop, a relatively unknown American company, experienced a sudden increase in its stock price.
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FI Analysis No. 40: Winners and losers in the trading of meme stocks
1 000 1 500 2 000 2 500 3 000 3 500 2021-01-01 2021-03-01 2021-05-01 2021-07-01 2021-09-01 2021-11-01 GameStop AMC FINANSINSPEKTIONEN WINNERS
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FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
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- Stabilitet
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Publicerad 2023-11-28 - In this analysis, we estimate how much Swedish listed and larger privately owned commercial real estate firms need to reduce their debt in a climate of rising…
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FI Analysis No.41: Commercial real estate firms may need to reduce their debt
Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
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The Swedish Mortgage Market 2023
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2023-03-28 - The 2022 sample otherwise is similar in many respects to the 2021 sample. … At the same time, a significantly larger share of new borrowers chose variable mortgage rates than in 2021.
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2019 252 410 2020 300 503 2021 316 562 2022 300 501 Median 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 250 256 300 300 286.39999999999998
Mortgagor margins and amortisation exemptions in early 2023
2021 2022 House purchase Bank switch Equity withdrawal 0 100 200 300 400 500 600 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Median
Data appendix - The Swedish Mortgage Market
Feb 2023 Market Actual key interest rate 85 90 95 100 105 Q0 Q1 Q2 Q3 Q4 Q5 Q6 Q7 Q8 Sept 2022 Feb 2023 Apr 2020 (Scenario A) Apr 2020 (Scenario
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Consumer Protection Report 2023
- Bank
- Försäkring
- Marknad
- Konsumentskydd
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- Betalningar
Publicerad 2023-07-25 - The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.
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Consumer Protection Report 2023
REPORT Consumer Protection Report 2023 21 mars 2023 FINANSINSPEKTIONEN Consumer Protection Report 2023 Contents 2 Ref. 23-8813
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Stability in the Financial System (2023:1)
- Bank
- Försäkring
- Stabilitet
- Publicerat
- Rapporter
- Betalningar
Publicerad 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
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Stability in the Financial System 2023:1
-2 0 2 4 6 8 10 12 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Sweden Euro zone USA FINANSINSPEKTIONEN Stability
