Din sökning på "WA 0812 2782 5310 Harga Kanopi 5x5 Murah Lendah Kulon Progo" gav 189 träffar
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Swedish Consumer Credit
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- Konsumentskydd
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- Rapporter
- Låna
Publicerad 2020-10-01 - Even though consumer credit only constitutes a small portion of households’ total credit, the interest rate and amortisation payments for these credits amount…
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The Swedish Mortgage Market (2021)
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- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
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The Swedish Mortgage Market 2023
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- Konsumentskydd
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Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
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- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
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Publicerad 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
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FI Analysis 38: Loans and payment problems among women and men
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- Rapporter
- Låna
Publicerad 2023-04-14 - Among borrowers over the age of 45, it is more common for women than men to have a debt registered with the Enforcement Authority. One explanation could be…
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FI Analysis 38: Loans and payment problems among women and men
FI Analysis 32: Loans, Repayment Problems and Debts with the Swedish Enforcement Authority
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FI Analysis 22: Fewer high-cost short-term credits after new rules
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- Konsumentskydd
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Publicerad 2020-10-01 - After the provisions regarding high-cost short-term credits were changed in 2018 – in part by introducing an interest rate ceiling and cost ceiling – these…
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FI Analysis 22: Fewer high-cost short-term credits after new rules
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
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- Konsument
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Publicerad 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
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The Swedish Mortgage Market (2019)
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- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis…
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Swedish Consumer Credit
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2022-12-21 - A large portion of Swedish households’ loans is for their homes. But the households also use loans to finance some of their consumption. Consumption credit…
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Interest rate puts pressure on indebted households
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- Konsumentskydd
- Stabilitet
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- Nyheter
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Publicerad 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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AI increasingly common in the financial sector, but risk management is lagging behind
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- Försäkring
- Marknad
- Publicerat
- Nyheter
- Rapporter
- Fintech
- Betalningar
Publicerad 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
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Two expert reports on macroprudential policy measures
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- Konsumentskydd
- Stabilitet
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Publicerad 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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Report: Banks’ administration of amortisation requirement exemptions
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- Konsumentskydd
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- Rapporter
- Bolån
- Låna
Publicerad 2023-06-16 - Finansinspektionen has conducted a survey into banks' administration of amortisation requirement exemptions, as an assignment from the government. The survey…
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Report: Banks’ administration of amortisation requirement exemptions
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FI Analysis No 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
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- Stabilitet
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- Rapporter
Publicerad 2022-04-28 - In this FI Analysis, we study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data. The aim is to analyse…
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FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
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Household savings in Sweden
- Konsumentskydd
- Publicerat
- Rapporter
- Spara
- Konsument
Publicerad 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Swedish loans for consumption
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- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2019-06-13 - The majority of consumption loans (non-mortgage loans) are small and have a high interest rate and a short maturity. However, it is households with large…
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FI Analysis 35: Lender significance for repayment problems and debt at the Swedish Enforcement Authority
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- Konsumentskydd
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- Rapporter
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Publicerad 2021-12-07 - There are different types of lenders. They offer different types of loans, and their risk tolerance varies. The risk tolerance is evident in their business…
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FI would like the financial market to shift its sustainability work into the next gear
- Stabilitet
- Publicerat
- Rapporter
- Hållbarhet
Publicerad 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
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FI Analysis 25: Interest rate deductions and households’ loans
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- Konsumentskydd
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- Bolån
Publicerad 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
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FI Analysis 25: Interest rate deductions and households’ loans
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Consumer Protection Report 2022
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- Försäkring
- Marknad
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2022-04-28 - Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
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Swedish loans for consumption
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- Konsumentskydd
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2018-06-14 - Most loans for consumption are small and have a high effective interest rate and a short maturity. Households with large loans represent the largest share of…
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Crowdfunding in Sweden
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2015-12-15 - Alternative forms of funding can have a positive effect on the competition in and efficiency of the financial market by enabling more projects to find funding…
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FI Analysis No. 42: Gender differences in investment behaviour
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- Marknad
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
Publicerad 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
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FI Analysis No. 42: Gender differences in investment behaviour
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FI Analysis 32: Loans, Repayment Problems and Debts with the Swedish Enforcement Authority
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2021-05-12 - Loans and other debts are of significance to repayment problems. This analysis focuses on the significance of loans to individual’s repayment problems.
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FI Analysis 32: Loans, payment problems and debts at the Swedish Enforcement Authority
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The Swedish Mortgage Market (2016)
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- Konsumentskydd
- Publicerat
- Rapporter
- Bolån
Publicerad 2016-04-14 - The average debt-to-income ratio for households with new mortgages increased from 387 per cent to 406 per cent between 2014 and 2015, according to FI:s report.
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Stability in the Financial System (2021:2)
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- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Rapporter
- Coronaviruset
Publicerad 2021-11-23 - Sweden’s economy has largely recovered and there is good access to financing in the financial system. The Riksbank should therefore begin the phase-out of…
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Firms continue to offer consumers unsuitable products
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Kryptotillgångar
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
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Stability in the financial system 2015:2
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2015-12-01 - Resilience in the Swedish financial system is satisfactory. However, the sharp rise in housing prices means that household debt is growing rapidly.
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FI Analysis No. 33: Household debt and resilience
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- Konsumentskydd
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Publicerad 2021-06-10 - The ability to borrow is beneficial to households in many ways. At the same time, debt can make their consumption more sensitive to unexpected changes in…
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FI Analysis 19: Young adults and the housing market
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- Konsumentskydd
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- Rapporter
- Bolån
Publicerad 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home.
