Din sökning på "30" gav 223 träffar
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Legal Position: Rule interpretation for deposits via digital platforms
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- Publicerat
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- Fintech
Publicerad 2025-03-24 - For reporting up to an including 30 September, institutions therefore may use the weights and factors that they have previously used when calculating their … The weights thus do not need to be adjusted as per 30 September, even if this legal position goes into effect on this date.
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Legal position: Deposits through digital deposit platforms
REPORT Increased deposits via deposit platforms 30 September 2024 Summary 2 Summary Deposits via deposit platforms have increased in
Report: Increased deposits via deposit platforms (Summary)
1 (3) Legal Position 2024:2 Date 2024-09-30 FI Ref. 24-26906 2024:2 Deposits through digital deposit platforms Summary
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FI Supervision 30: The banks can strengthen their sanction screening
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- Penningtvätt
- Publicerat
- Rapporter
- Fördjupad analys
- Betalningar
Publicerad 2024-12-09 - FI Supervision 30: The banks can strengthen their sanction screening
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In depth analysis on sanction screening
In the test, FI reviewed whether banks’ systems for 0% 10% 20% 30% 40% 50% 60% 0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% FINANSINSPEKTIONEN
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
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- Konsumentskydd
- Stabilitet
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- Bolån
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Publicerad 2025-04-07 - sample in this year's report includes all new mortgage agreements for which the mortgage was paid out during the periods 26 August–2 September 2024 and 23–30
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Report: The Swedish Mortgage Market 2024
FINANSINSPEKTIONEN The Swedish Mortgage Market Margins of borrowers 30 18.
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Swedish Consumer Credit
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Publicerad 2025-11-17 - During the same period, household consumption in Sweden increased by 30 per cent.
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Household savings in Sweden
- Konsumentskydd
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- Spara
- Konsument
Publicerad 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Report: Household savings in Sweden
The diagram does not show the 100th percentile, which is 30 million for both mortgages and savings.
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Konsumentskydd
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- Bedrägerier
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
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Stability in the Financial System (2025:2)
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- Försäkring
- Marknad
- Konsumentskydd
- Stabilitet
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- Betalningar
Publicerad 2025-11-26 - The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
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Stability in the Financial System (2025:2)
6/30/98 33.5373157081 7/31/98 36.3312472166 8/31/98 32.3139605676 9/30/98 32.4507042254 10/31/98 33.7676955712 11/30/98 30.2046704535 12/31/98
Even if commercial real estate firms contribute most to the losses in the stress test, other industries together account 30 Constant for all firms
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
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Publicerad 2025-05-16 - The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time,…
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Stability in the Financial System (2025:1)
350 400 450 500 0 10 20 30 40 50 apr-24 jul-24 okt-24 jan-25 apr-25 VIX (left axis) Eurostoxx vol (left axis) CDX HY (right axis) ITRX HY
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
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- Stabilitet
- Publicerat
- Rapporter
- Redovisning
Publicerad 2025-11-27 - Commercial real estate firms constitute the single largest risk of credit losses for banks in a stressed scenario. However, other sectors’ total loss…
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
FINANSINSPEKTIONEN STRESS TEST OF BANK LENDING TO NON-FINANCIAL FIRMS 30 Table A10.
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AI increasingly common in the financial sector, but risk management is lagging behind
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- Fintech
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Publicerad 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
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Report: AI in the Swedish financial sector
In 57 per cent of the 43% 33% 28% 26% 63% 20% 54% 38% 17% 29% 22% 17% 33% 42% 39% 30% 2% 20% 7% 11% 0% 10% 20% 30% 40% 50% 60% 70%
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
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- Försäkring
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- Stabilitet
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Publicerad 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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Stability in the Financial System (2024:2)
Municipal bonds include bonds issued by Kommuninvest, municipalities and regions. 0 10 20 30 40 50 60 0 100 200 300 400 500 600 2018 2019
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Konsumentskydd
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Publicerad 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
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This kind of collateral is often a car. 0 10 20 30 40 All 18–24 25–34 35–44 45–54 55–64 >64 All 18–24 25–34 35–44 45–54 55–64 >64 Female Male
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FI proposes enhanced preventive work in efforts to prevent investment fraud
- Konsumentskydd
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- Bedrägerier
Publicerad 2024-11-07 - An increasing number of consumers are falling victim to investment fraud. In a report to the Government, FI proposes, among other things, enhanced work to…
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Report: Preventing Investment Fraud
More than 30 per cent of the criminal proceeds obtained through fraud have come from investment fraud despite this type of fraud representing a rather
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Two expert reports on macroprudential policy measures
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- Konsumentskydd
- Stabilitet
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- Bolån
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Publicerad 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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Jesper Rangvid: Effects of borrower-based measures
LTV limits for new vehicle loans, going from 30% to 75%.
J. Muellbauer & J. Kaszowska-Mojsa: The effects of BBMs
Journal of Financial Stability 9, 300- 319. 20 Danish Economic Council (2022). Låneregulering på boligmarkedet.
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Interest rate puts pressure on indebted households
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- Stabilitet
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Publicerad 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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The Swedish Mortgage Market Report
Almost one-third of the mortgagors in the age group 18–30 in 2023 had a surplus of less than SEK 2,000 per month and person (Diagram 30).
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Fraud prevention in payment services
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- Konsumentskydd
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- Nyheter
- Rapporter
- Bedrägerier
- Betalningar
- Konsument
- Betala
Publicerad 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…
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Report: Fraud prevention in payment services (In Swedish)
000 Upp till 20 år 20 år upp till 30 år 30 år upp till 40 år 40 år upp till 50 år 50 år upp till 60 år 60 år upp till 70 år 70 år upp till 80 år
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Konsumentskydd
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- Nyheter
- Rapporter
- Fintech
- Betalningar
- Kryptotillgångar
Publicerad 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
-30 31-40 41-50 51-60 61-70 71+ 0-18 18-30 31-40 41-50 51-60 61-70 71+ Women MenMean Median FINANSINSPEKTIONEN SWEDISH RETAIL TRADING IN CRYPTOCERTIFICATES
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FI Analysis 45: High risks in small and mid-sized commercial real estate firms
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- Stabilitet
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- Rapporter
Publicerad 2024-05-27 - Many smaller, unlisted commercial real estate (CRE) firms have a high loan-to-value (LTV) ratio and a low interest coverage ratio (ICR). This makes them…
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FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms
in Sweden was approximately 5 per cent in 2023. 4 Data based on FI’s compilation of bank loans to CRE firms as per 31 December 2022. 0 100 200 300
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
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Publicerad 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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Stability in the Financial System
-3 -2 -1 0 1 2 3 4-40 -30 -20 -10 0 10 20 30 1993 1996 1999 2002 2005 2008 2011 2014 2017 2020 2023 Rental growth (left axis) Change
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Firms continue to offer consumers unsuitable products
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Kryptotillgångar
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2024-05-08 - Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks…
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Consumer Protection Report 2024
FI finds it worth noting that the number of consumers who had their payment accounts closed increased by 30 per cent between 2020 and 2022 according to
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FI Analysis No. 42: Gender differences in investment behaviour
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- Marknad
- Konsumentskydd
- Publicerat
- Nyheter
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Publicerad 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
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FI Analysis No. 42: Gender differences in investment behaviour
-30 -20 -10 0 10 20 30 40 jan-19 jul-19 jan-20 jul-20 jan-21 jul-21 jan-22 Män Kvinnor FINANSINSPEKTIONEN GENDER DIFFERENCES IN INVESTMENT
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FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
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- Marknad
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Publicerad 2023-11-28 - In this analysis, we estimate how much Swedish listed and larger privately owned commercial real estate firms need to reduce their debt in a climate of rising…
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FI Analysis No.41: Commercial real estate firms may need to reduce their debt
Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
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Stability in the Financial System (2023:2): Adjustments to higher interest rates remain to be made
- Bank
- Försäkring
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Publicerad 2023-11-28 - The higher interest rate means that households and companies need to make adjustments to their finances. Finansinspektionen (FI) is now seeing a decline in…
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Stability in the Financial System 2023:2
Stability in the Financial System – Stability Assessment
FI Analysis No. 41: Commercial real estate firms may need to reduce their debt
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Report: Banks’ administration of amortisation requirement exemptions
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Publicerad 2023-06-16 - Finansinspektionen has conducted a survey into banks' administration of amortisation requirement exemptions, as an assignment from the government. The survey…
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Report: Banks’ administration of amortisation requirement exemptions
45 60 75 0–150 150–300 300–450 Over 450 New lending Exemptions FINANSINSPEKTIONEN Banks’ administration of amortisation requirement exemptions
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Consumer Protection Report 2023
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Publicerad 2023-07-25 - The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.
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Consumer Protection Report 2023
The investigator will report back by 30 September 2023. Finansinspektionen is now awaiting the investigator’s proposals.
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FI Analysis No. 40: Winners and losers in the trading of meme stocks
- Marknad
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Publicerad 2023-05-26 - In 2021, Gamestop, a relatively unknown American company, experienced a sudden increase in its stock price. The price increase had been orchestrated by a…
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FI Analysis No. 40: Winners and losers in the trading of meme stocks
The total turnover among these individuals is less than USD 0.5 million. 0 10 20 30 40 50 60 70 80 90 100 15 20 25 30 35 40 45 50 55 60
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Open finance in Sweden
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Publicerad 2023-06-28 - Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…
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The regulated methods are also used by approximately 30 per cent of the Swedish bank customers for various account information services.2 The account
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Stability in the Financial System (2023:1)
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- Försäkring
- Stabilitet
- Publicerat
- Rapporter
- Betalningar
Publicerad 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…
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Stability in the Financial System 2023:1
-30 -20 -10 0 10 20 30 1980 1984 1988 1992 1996 2000 2004 2008 2012 2016 2020 Credit gap Lower limit Upper limit 0,0 0,5 1,0 1,5
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The Swedish Mortgage Market 2023
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- Bolån
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Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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FI Analysis 38: Loans and payment problems among women and men
- Publicerat
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- Låna
Publicerad 2023-04-14 - Among borrowers over the age of 45, it is more common for women than men to have a debt registered with the Enforcement Authority. One explanation could be…
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FI Analysis 38: Loans and payment problems among women and men
FI Analysis 32: Loans, Repayment Problems and Debts with the Swedish Enforcement Authority
