FI has decided to extend the risk weight floor by two years, from 31 December 2023 to 30 December 2025.
FI notifies the EU regarding extension of the existing risk weight floor for Swedish mortgages
FI has decided to extend the risk weight floor by two years, from 31 December 2021 to 30 December 2023.
Finansinspektionen has notified the Commission and the European Systemic Risk Board (ESRB) that it intends to adopt a decision to extend the current risk…
FI has decided to extend the risk weight floor by one year, from 30 December 2020 to 30 December 2021.
Finansinspektionen has notified the EU Parliament, the Council, the Commission, the European Systemic Risk Board (ESRB) and the European Banking Authority…
In Sweden, the traditional bank-based financing model for issuing and financing mortgages is currently being supplemented by models where mortgages are being…
FI’s Board of Directors decides to change the method used to apply the current risk weight floor for Swedish mortgages through Pillar 2 by replacing it with a…
The European Commission has decided not to propose to the European Council a rejection of Finansinspektionen’s proposal to change the method for the…
Sweden’s traditional bank-based model for granting and financing mortgage loans is challenged by new firms with alternative financing models.
Finansinspektionen has notified the European Parliament, the EU Council, the European Commission, the ESRB and EBA on the intended measure to change the…
In this report, Finansinspektionen, Sveriges Riksbank and the Swedish National Debt Office present a general description of the driving forces behind the rise…
FI makes the assessment that the risks associated with household debt have not yet reached alarming levels. However, there are also macroeconomic risks…
New mortgage holders are more likely to amortise after the banks introduced individually tailored amortisation plans as of 1 July 2014. The ongoing debate in…
Household debt does not represent a risk to financial stability, but it does increase the macroeconomic risks. If designed to be flexible, an amortisation…
FI makes the assessment that an amortisation requirement that is applied in a flexible manner will strengthen in the long run household resilience to shocks.…
FI is implementing a risk weight floor of 15 per cent for Swedish mortgages. The floor will be implemented as a supervisory measure within Pillar 2.