Result

2020

Extra Board Meeting

The agenda for this meeting includes the investigation into Swedbank AB’s governance and control of anti-money laundering measures in the bank’s subsidiaries in the Baltic countries.

Consumer Protection Report 2020

2020-02-14 | Reports Consumer Markets

Credit providers must be able to access a comprehensive view of a consumer’s outstanding credit commitments before granting new loans.

Extra Board Meeting on 19 March at 9:00 AM

The agenda for this meeting includes the investigation into Swedbank AB’s governance and control of anti-money laundering measures in the bank’s subsidiaries in the Baltic countries.

Decision regarding the countercyclical buffer rate

Finansinspektionen (FI) decided on 29 January not to change the countercyclical buffer rate. The buffer rate of 2.5 per cent, which has applied since 19 September 2019, shall thus continue to apply. The countercyclical buffer guide is set at 0.18 per cent.

Increased capital requirements on bank loans for commercial real estate

Finansinspektionen (FI) considers there to be elevated risks in the banks’ lending for commercial real estate. The banks should hold more capital for these exposures, which is why FI is raising the capital requirements.

Increased transparency on carbon pricing can strengthen the financial system

FI will explore the possibility of advocating both nationally and internationally increased disclosure of firms’ internal carbon pricing.

Savings and loans associations

2020-01-03 | Bank

A savings and loans association must apply for registration with FI.

Payment services

2020-01-03 | Bank

Providing payment services requires authorisation from FI. An entity with a turnover for payment services exceeding an equivalent of EUR 3 million per month must have authorisation to conduct payment services operations and is referred to in the Act as a “payment institution”. An entity with a turnover less than this amount may apply to be exempt from the authorisation obligation and is referred to as a “registered payment service provider”.

Mortgage institutions

2020-01-03 | Bank

To issue or broker mortgages to consumers, firms must have authorisation from FI pursuant to the Mortgage Business Act (2016:1024).

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