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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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FI-analys nr 44: De flesta har förlorat pengar på att handla med kryptocertifikat
- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
Published 2024-05-16 - Mer än hälften av de svenskar som handlat med kryptocertifikat under de senaste sex åren har förlorat pengar på sin investering. Detta trots att den…
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- News
- Reports
- Payments
Published 2025-05-16 - The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time,…
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Stability in the Financial System (2025:1): Summarized stability assessment
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Consumer
- Published
- News
- Reports
- Fintech
- Payments
- Cryptoassets
Published 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
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FI Analysis 18: Swedish risk premia and monetary policy
- Markets
- Stability
- Published
- Reports
Published 2019-10-09 - A disorderly and abrupt increase in international market rates could lead to significantly higher term and equity risk premia. This is the conclusion of an…
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Insurance
- Markets
- Stability
- Published
- News
- Reports
- Payments
Published 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
- Stability
- Published
- Reports
Published 2023-12-14 - In this FI-analysis we adapt the systemic risk indicator d-SRI to Swedish conditions. d-SRI is intended to give an early warning signal before crises caused by domestic imbalances arise.
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FI Analysis No. 43: d-SRI: A systemic risk indicator for Sweden
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Stability in the Financial System (2022:1)
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
Published 2022-05-31 - Interest rates and interest rate expectations have increased in 2022 due to high and rising inflation. One sector that is vulnerable to rising interest rates…
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FI-analys nr 42: Skillnader mellan kvinnors och mäns beteende på börsen
- Bank
- Markets
- Consumer
- Published
- News
- Reports
Published 2023-12-14 - Redan vid tre års ålder börjar vuxna spara mer ofta i aktier till pojkar än till flickor. Dessa skillnader växer sen över tid och bidrar till en ojämställd…
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FI-analys 42: Skillnader mellan kvinnors och mäns beteende på börsen
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Samlad utvärdering av makrotillsynsåtgärder
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Coronavirus
Published 2021-06-30 - Sedan 2010 har FI genomfört ett antal makrotillsynsåtgärder som syftat till att öka motståndskraften i det finansiella systemet och dämpa riskerna kopplade…
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Samlad utvärdering av makrotillsynsåtgärder
FI-analys nr 34: Tillfälligt amorteringsundantag fick nya bolånetagare att låna mer
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Borrower-based measures following high inflation and rising interest rates
- Bank
- Published
- Reports
- Mortgage
Published 2022-11-11 - Changing or pausing the amortisation requirements is not an accurate or appropriate measure for helping the households with the greatest need for financial…
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Report: Borrower-based measures following high inflation and rising interest rates
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Banker ger undantag från amorteringskrav vid köp av nyproducerad bostad
- Bank
- Consumer
- Stability
- Published
- News
- Reports
Published 2024-02-28 - Bankerna kan ge undantag från amorteringskravet i samband med att låntagare köper en nyproducerad bostad. Sju av åtta banker använder undantaget och en…
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Rapport: Bankernas hantering av undantag från amorteringskrav vid nyproduktion
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FI Analysis No. 42: Gender differences in investment behaviour
- Bank
- Markets
- Consumer
- Published
- News
- Reports
Published 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
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FI Analysis No. 42: Gender differences in investment behaviour
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Stability in the Financial System (2020:2)
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
- Coronavirus
Published 2020-11-25 - The pandemic has triggered a deep economic recession in many countries, even if a slight recovery has begun. Extensive support measures have mitigated the…
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Stability in the Financial System
FI Analysis 26: Macro-based credit loss model for major Swedish banks
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FI Analysis 16: How do covered bonds function?
- Bank
- Insurance
- Markets
- Stability
- Published
- Reports
- Mortgage
Published 2019-03-22 - This FI Analysis describes how Swedish covered bonds function, how the regulation governing the cover pool is designed and how the cover pool is affected by a…
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Stability in the Financial System (2017:2)
- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
Published 2017-11-29 - The Swedish economy continues to be strong and interest rates are extremely low, which contributes to high asset prices and low risk premiums. As global…
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Two expert reports on macroprudential policy measures
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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Rapport: Bankernas hantering av undantag från amorteringskraven
- Bank
- Consumer
- Published
- Reports
- Mortgage
- Borrow
Published 2023-06-16 - Finansinspektionen har haft regeringens uppdrag att kartlägga bankernas hantering av undantag från amorteringskraven. Kartläggningen visar att bankerna har i…
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Rapport: Bankernas hantering av undantag från amorteringskraven
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The Swedish Mortgage Market 2023
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
- Borrow
Published 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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Stability in the Financial System (2018:2)
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- Reports
Published 2018-11-27 - The economy continues to be strong, both in Sweden and globally, but it is now showing signs of a slow-down. Interest rates have been low for a long period of…
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The Swedish Mortgage Market (2021)
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
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FI Analysis 19: Young adults and the housing market
- Bank
- Consumer
- Stability
- Published
- Reports
- Mortgage
Published 2019-12-17 - This FI Analysis shows that the the increase in house prices is the primary reason it has become more difficult for young adults to buy a home.
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Konsumentskyddsrapport 2023
- Bank
- Insurance
- Markets
- Consumer
- Published
- Reports
- Payments
Published 2023-03-21 - FI:s högst prioriterade risker inom konsumentskyddsarbetet för 2023 är osund kreditgivning, olämpliga investeringsprodukter och investeringsbedrägerier.
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Årets andra bankbarometer: så utvecklades banksektorn första halvåret 2024
- Bank
- Published
- News
- Reports
Published 2024-10-24 - De svenska bankernas utlåning till allmänheten växte med 0,4 procent mellan det andra kvartalet 2024 och motsvarande kvartal 2023. Det är en betydande…
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FI publicerar den första Bankbarometern för 2022
- Bank
- Markets
- Stability
- Published
- Reports
Published 2022-04-06 - FI presenterar i dag Bankbarometern, en rapport som ger en inblick i den svenska bankmarknaden. I rapporten presenteras siffror på bland annat utlåning,…
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Attityder till skuldsättning
- Consumer
- Published
- Reports
Published 2017-05-11 - Författarna kombinerar information om attityder till skuldsättning från en enkätundersökning med registerdata på faktisk skuldsättning. De visar att en…
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Attitudes Toward Debt and Debt Behavior (rapport på engelska)
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Stabiliteten i det finansiella systemet (2025:1): Osäkerheten kan bestå en längre tid
- Bank
- Insurance
- Markets
- Consumer
- Stability
- Published
- News
- Reports
- Payments
Published 2025-05-15 - Osäkerheten om den geopolitiska och ekonomiska utvecklingen är stor och risken för negativa störningar är högre nu jämfört med i höstas. Samtidigt har svenska…
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Stability in the Financial System
- Stability
- Published
- Reports
Published 2016-12-01 - The Swedish economy is strong, but the consequences for financial stability from the combination of rising resource utilisation and very low interest rates…
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FI publicerar den första Bankbarometern för 2020
- Bank
- Markets
- Stability
- Published
- Reports
Published 2020-04-16 - FI presenterar i dag Bankbarometern, en rapport som ger en inblick i den svenska bankmarknaden. I rapporten presenteras siffror på bland annat utlåning,…
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Stability in the Financial System (2023:1)
- Bank
- Insurance
- Stability
- Published
- Reports
- Payments
Published 2023-05-31 - Since the publication of the stability report last autumn, inflation has slowed somewhat in the large economies but is still significantly higher than the…