Din sökning på "rat" gav 506 träffar
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
- Bank
- Stabilitet
- Publicerat
- Rapporter
- Redovisning
Publicerad 2025-11-27 - Commercial real estate firms constitute the single largest risk of credit losses for banks in a stressed scenario. However, other sectors’ total loss…
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FI Analysis 52: Stress test of banks’ lending to non-financial firms
We estimate the banks’ credit losses by first calculating how a change in GDP, inflation, the interest rate and asset prices affects the firms’ financial
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Stability in the Financial System (2025:2)
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Stabilitet
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- Rapporter
- Betalningar
Publicerad 2025-11-26 - The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
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Stability in the Financial System (2025:2): Summarized stability assessment
the countercyclical capital buffer rate unchanged in the fourth quarter).
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Stabilitetsrapport 2025:2: Återhämtning i sikte, men det osäkra omvärldsläget kräver god motståndskraft
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Stabilitet
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Publicerad 2025-11-26 - Under 2025 har stämningsläget bland hushåll och företag gradvis förbättrats. Samtidigt kvarstår en hög osäkerhet i omvärlden, och risktagandet på finansiella…
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Stabiliteten i det finansiella systemet 2025:2
FI Analys 51: En modell för hushållens bostadsval
FI-analys 52: Stresstest av bankernas utlåning till icke-finansiella företag
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FI-analys 52: Stresstest av bankernas utlåning till icke-finansiella företag
- Bank
- Stabilitet
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- Rapporter
- Redovisning
Publicerad 2025-11-26 - Fastighetsföretagen utgör den största enskilda risken för kreditförluster för bankerna i ett stressat scenario. Men andra branscher bidrar i ett sådant…
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FI-analys 52: Stresstest av bankernas utlåning till icke-finansiella företag
Balansräkning: Tillgångar Rad Variabel Antagande BR1 Fastighetsvärden Förändras med scenario.
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The Bank Barometer: Swedish banks’ lending to the public continues to increase
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Publicerad 2025-11-19 - Lending increases, and the percentage of non-performing loans decreases Lending to the public grew by 1.6 per cent at an annual rate during the first … half of 2025, a decrease compared to the second half of 2024 when the growth rate was 2.5 per cent at an annual rate.
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The Bank Barometer November 2025
This is a decrease compared to the second half of 2024 when the growth rate was 2.5 per cent at an annual rate.
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Swedish Consumer Credit
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- Konsumentskydd
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- Rapporter
- Konsument
- Låna
Publicerad 2025-11-17 - Lending from major banks and niche banks decreased, primarily due to lower demand following higher interest rates. … Swedish Parliament decided, among other things, to remove the interest rate deduction for unsecured loans, lower the interest rate ceiling, and eliminate
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Fler låntagare får betalningsproblem i sämre tider
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- Konsumentskydd
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- Konsument
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Publicerad 2025-11-17 - Under perioden med stigande räntor och inflation tog konsumenter färre lån utan säkerhet, så kallade blancolån. Men det blev vanligare att blancolån ledde…
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Men det finns också blancolån med rak amortering.
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Stability in the Financial System (2025:1): Uncertainty could persist for a while
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- Försäkring
- Marknad
- Konsumentskydd
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Publicerad 2025-05-16 - But many households continued to have small margins due to the inflation and interest rate developments of the past few years.
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Stability in the Financial System (2025:1)
Interest rates in Europe continued to decrease after the tariffs announcement, while interest rates increased sharply in the USA.
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Konsumentskydd
- Publicerat
- Rapporter
- Bedrägerier
- Spara
- Konsument
- Försäkra
- Betala
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Publicerad 2025-04-30 - One risk that has been highlighted is related to the link between the transfer of occupational pensions and offers of low mortgage rates.
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The Bank Barometer: Net profit of Swedish banks continues to increase
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- Publicerat
- Nyheter
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Publicerad 2025-04-24 - Increase in lending as well as non-performing loans Lending to the public increased by 2.5 per cent at an annual rate during the second half of 2024, … an increase compared to the first half of 2024 when the growth rate was significantly lower.
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This is an increase compared to the first half of 2024, when the growth rate was significantly lower.
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Bankbarometern: Svenska bankers nettoresultat fortsätter att öka
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- Publicerat
- Nyheter
- Rapporter
Publicerad 2025-04-24 - Bankbarometern visar att svenska bankers nettoresultat ökade med 4 miljarder kronor under 2024. Ökningen skedde trots att räntenettot minskade. Rapporten…
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
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- Konsumentskydd
- Stabilitet
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- Nyheter
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- Bolån
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Publicerad 2025-04-07 - As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in previous years.
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Report: The Swedish Mortgage Market 2024
Households that had variable mortgage rates saw interest rate levels more than triple.
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Legal Position: Rule interpretation for deposits via digital platforms
- Bank
- Publicerat
- Nyheter
- Rapporter
- Fintech
Publicerad 2025-03-24 - An increasing number of banks and other credit institutions are offering savings via digital deposit platforms. This makes them more vulnerable since the…
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Household savings in Sweden
- Konsumentskydd
- Publicerat
- Rapporter
- Spara
- Konsument
Publicerad 2025-03-24 - Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets,…
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Report: Household savings in Sweden
Fixed-rate accounts have a fixed interest rate over a certain period of time, and early withdrawals can generate fees.
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How FI reviews money laundering risks in the financial sector in 2025
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- Försäkring
- Marknad
- Penningtvätt
- Publicerat
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Publicerad 2025-03-10 - There is a high risk that the financial system is used by criminals to launder money and commit other crimes. In 2025, the Financial Supervisory Authority…
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FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Konsument
- Låna
Publicerad 2025-02-27 - Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per…
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rate on a loan.
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FI Analysis No. 47: The 2023 Banking Turmoil – Could What Happened in the US and Switzerland Also Happen in Sweden?
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- Stabilitet
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- Rapporter
Publicerad 2024-12-11 - Our conclusion is that these conditions together led to the build-up of a number of vulnerabilities: poor profitability, high interest rate risks, unrealised … Swedish banks must hold capital to cover their interest rate and concentration risks, and the differences between the carrying amount and the market value
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the interest rate risks they still choose to take.
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AI increasingly common in the financial sector, but risk management is lagging behind
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- Försäkring
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- Fintech
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Publicerad 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
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Report: AI in the Swedish financial sector
The firms that have worked the most with AI applications to date are also those that to the greatest extent say they are planning to increase the rate
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AI allt vanligare i finanssektorn men riskhanteringen släpar efter
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- Försäkring
- Marknad
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- Fintech
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Publicerad 2024-12-06 - Den nya generativa AI-tekniken har fått en snabb och bred spridning inom den svenska finanssektorn. Samtidigt tenderar arbetet med att hantera riskerna som…
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Rapport: AI-användningen i den svenska finanssektorn
Företag i kategori A och B Att säkerställa trygg och tillförlitlig användning Enkätens fritextsvar visar att företag vidtar en rad olika åtgärder för
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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
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- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2024-11-20 - Sweden continues to experience a mild economic downturn, but interest rate cuts are contributing to improved optimism about the future.
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Stability in the Financial System (2024:2)
If the weighted interest rate is lower than the unweighted interest rate, firms with large volumes would have lower interest rates, and vice versa.
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Svenska banker har god motståndskraft i sina likviditetsreserver och säkerhetsmassor
- Bank
- Publicerat
- Nyheter
- Rapporter
- Fördjupad analys
Publicerad 2024-11-08 - Svenska banker har en god motståndskraft mot såväl stora värdeminskningar i sina likviditetsreserver som större prisfall på tillgångar i sina säkerhetsmassor.…
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Rapport: Motståndskraft i bankernas likviditetsreserver och säkerhetsmassor
Det innebär att de gap mellan bunden och rörlig 5 Rörlig räntebindningstid avser 3 månader eller kortare, så kallade FRN (Floating-Rate Note).
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FI-tillsyn 30: Bankerna kan stärka sin sanktionsscreening
- Bank
- Penningtvätt
- Publicerat
- Rapporter
- Fördjupad analys
- Betalningar
Publicerad 2024-11-06 - FI har testat träffsäkerheten i 19 bankers system som används för att göra kontroller gentemot internationella sanktionslistor, så kallad sanktionsscreening.…
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Fördjupad analys om bankers system för sanktionsscreening
FI kan komma att följa upp att bankerna följer sanktionsregelverket i den löpande tillsynen eller inom ramen för undersökningar.
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FI lämnar rapport till regeringen om tillsynen enligt taxonomiförordningen
- Publicerat
- Rapportering
- Rapporter
- Redovisning
- Hållbarhet
Publicerad 2024-11-04 - Taxonomitillsynen är redan etablerad och bedrivs inom ramen för dagens tillsyn av företagens hållbarhetsrapportering samt de finansiella företagens…
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FI föreslår stärkt förebyggande arbete i kampen mot investeringsbedrägerier
- Konsumentskydd
- Publicerat
- Rapporter
- Bedrägerier
Publicerad 2024-10-31 - Allt fler konsumenter utsätts för investeringsbedrägerier. I en rapport till regeringen föreslår FI bland annat ett stärkt förebyggande arbete för att…
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Årets andra bankbarometer: så utvecklades banksektorn första halvåret 2024
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- Publicerat
- Nyheter
- Rapporter
Publicerad 2024-10-24 - De svenska bankernas utlåning till allmänheten växte med 0,4 procent mellan det andra kvartalet 2024 och motsvarande kvartal 2023. Det är en betydande…
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Two expert reports on macroprudential policy measures
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- Konsumentskydd
- Stabilitet
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- Bolån
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Publicerad 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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Jesper Rangvid: Effects of borrower-based measures
rate, reduces vulnerability.
J. Muellbauer & J. Kaszowska-Mojsa: The effects of BBMs
In such a situation, the property market calls for higher interest rates, while inflation calls for lower interest rates.
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Två expertrapporter om makrotillsynsåtgärder
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- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2024-09-25 - Amorteringskrav, skuldkvoter och tak för belåningsgrad är verktyg för makrotillsyn i Sverige och många andra länder. Men vilka är de potentiella effekterna av…
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Jesper Rangvid: Effects of borrower-based measures
rate, reduces vulnerability.
J. Muellbauer & J. Kaszowska-Mojsa: The effects of BBMs
In such a situation, the property market calls for higher interest rates, while inflation calls for lower interest rates.
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Interest rate puts pressure on indebted households
- Bank
- Konsumentskydd
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Publicerad 2024-05-29 - Interest rate puts pressure on indebted households
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The Swedish Mortgage Market Report
The interest-to-in- come ratio is the interest rate expense (interest rate payments after interest rate de- ductions) divided by income.
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FI Analysis 45: High risks in small and mid-sized commercial real estate firms
- Bank
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2024-05-27 - This makes them vulnerable to a scenario with high interest rates and lower earnings.
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FI Analysis No. 45: High risks in small and mid-sized commercial real estate firms
The stress test also shows that the combination of a low interest coverage rate and a high loan-to-value rate is more common among smaller firms.
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
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- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Nyheter
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Publicerad 2024-05-27 - The Riksbank has lowered the main policy rate, and market actors are expecting more interest rate cuts in the coming year. … An uncertain world means continued high uncertainty There are clear expectations of interest rate cuts in the future, which is reflected in an increase
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Stability in the Financial System
rates will be lower.
