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Stability in the Financial System (2024:2): Improved outlook, but risk of set-backs
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2024-11-20 - The outlook for financial stability has improved somewhat in the past six months. Sweden continues to experience a mild economic downturn, but interest rate…
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Stability in the Financial System (2024:2)
the market’s expectations regarding the companies’ future profits (in 12 months). 9 Source: Refinitiv/Datastream Indices 12m Forward Ratios. 60 70
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Fraud prevention in payment services
- Bank
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Bedrägerier
- Betalningar
- Konsument
- Betala
Publicerad 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…
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Report: Fraud prevention in payment services (In Swedish)
000 20 000 25 000 30 000 Upp till 20 år 20 år upp till 30 år 30 år upp till 40 år 40 år upp till 50 år 50 år upp till 60 år 60 år upp till 70
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FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Fintech
- Betalningar
- Kryptotillgångar
Publicerad 2024-05-23 - More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market…
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FI Analysis 44: Swedish Retail Trading in Cryptocertificates
-30 31-40 41-50 51-60 61-70 71+ 0-18 18-30 31-40 41-50 51-60 61-70 71+ Women MenMean Median FINANSINSPEKTIONEN SWEDISH RETAIL TRADING IN CRYPTOCERTIFICATES
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Interest rate puts pressure on indebted households
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Bolån
- Låna
Publicerad 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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The Swedish Mortgage Market Report
If the LTV ratio exceeds 70 per cent, the household must amortise 2 per cent a year.
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Stability in the Financial System (2024:1): A slightly better outlook in an uncertain environment
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Betalningar
Publicerad 2024-05-27 - The outlook for financial stability has improved somewhat, and uncertainty has decreased, but we are still in the middle of a recession. Higher costs for both…
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Stability in the Financial System
Bond maturities refers to amounts in SEK billion that have matured at each point in time. 0 10 20 30 40 50 60 70 80 90 2015 2016
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Children can understand money’s value even without cash
- Konsumentskydd
- Publicerat
- Nyheter
- Finanskunskap
Publicerad 2021-10-06 - Cash is not necessary for children to understand the value of money. This is the outcome of a study by KTH Royal Institute of Technology that was commissioned…
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Report: Barns förståelse av begreppet ”pengar” (In Swedish)
Skola 2 (S2) ligger även den i stor-Stockholm, men är F-9 skola med omkring 700 elever.
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Capital requirements of Swedish banks as of Q4 2020
- Bank
- Kapitaltäckning
- Stabilitet
- Publicerat
- Nyheter
Publicerad 2021-02-25 - Finansinspektionen publishes the capital requirements of the largest Swedish banks and credit institutions that belong to supervisory categories 1 and 2 as of…
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Capital requirements for the Swedish banks, fourth quarter 2020
Pension risk 1 400 0 0 0 114 0 11 0 28 0 0 0 1 553 Maturity adjustments in A-IRB models 2 765 2 057 1 305 0 0 0 0 0 0 0 0 0 6 127 CRE adjustment 5 700
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2020-11-25 - Finansinspektionen (FI) decided on 24 November not to change the countercyclical buffer rate. The buffer rate of 0 per cent, which was applied starting on 16…
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Decision: Countercyclical buffer rate
Source: Refinitiv Datastream. 0 100 200 300 400 500 600 700 800 1987 1992 1997 2002 2007 2012 2017 0,0 0,5 1,0 1,5 2,0 2,5 3,0 2014
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Households’ finances and financial literacy 2020
- Konsumentskydd
- Publicerat
- Nyheter
- Finanskunskap
Publicerad 2020-12-21 - Single-adult households with children continue to have a more difficult financial situation than other households. FI has measured households’ financial…
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Report: Households' Finances 2020 (in Swedish)
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2020-09-10 - Finansinspektionen (FI) decided on 9 September not to change the countercyclical buffer rate. The buffer rate of 0 per cent, which was applied starting on 16…
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Decision: Countercyclical buffer rate
Source: Refinitiv Datastream. 0 100 200 300 400 500 600 700 800 1987 1992 1997 2002 2007 2012 2017 0,0 0,5 1,0 1,5 2,0 2,5 3,0 2014
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2020-06-04 - Finansinspektionen (FI) decided on 3 June not to change the countercyclical buffer rate. The buffer rate of 0 per cent, which was applied starting on 16 March…
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Decision: Countercyclical buffer rate
Source: Refinitiv Datastream. 0 100 200 300 400 500 600 700 800 1987 1992 1997 2002 2007 2012 2017 0,0 0,5 1,0 1,5 2,0 2,5 3,0 2014
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2020-01-30 - Finansinspektionen (FI) decided on 29 January not to change the countercyclical buffer rate. The buffer rate of 2.5 per cent, which has applied since 19…
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Decision: Countercyclical buffer rate (2020-01-29)
Source: Statistics Sweden. 50 60 70 80 90 100 110 1975 1980 1985 1990 1995 2000 2005 2010 2015 House prices in relation to disposable income
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2019-10-25 - Finansinspektionen (FI) decided on 24 October not to change the countercyclical buffer rate. The buffer rate of 2.5 per cent, which has applied since 19…
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Decision: Countercyclical buffer rate
Sources: FI and Statistics Sweden. 0 100 200 300 400 500 600 700 1987 1992 1997 2002 2007 2012 2017 0 1 2 3 4 5 6 7 8 9 2012 2014
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2019-07-08 - Finansinspektionen (FI) decided on 5 July not to change the countercyclical buffer rate. The buffer rate of 2.5 per cent, which will be applied as of 19…
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Decision: Countercyclical buffer rate
Source: Thomson Reuters Datastream. 0 10 20 30 40 50 60 70 80 2005 2007 2009 2011 2013 2015 2017 2019 Volatility (Sweden) EuroStoxx Volatility
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Decision regarding the countercyclical buffer rate
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2019-05-07 - Finansinspektionen (FI) decided on 6 May not to change the countercyclical buffer rate. The buffer rate of 2.5 per cent, which will be applied as of 19…
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Decision regarding the countercyclical buffer rate (2019-05-07)
Sweden and Valueguard. 8 Current account and financial savings in the public sector Per cent of GDP Source: Statistics Sweden. 50 60 70
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Decision regarding the countercyclical buffer rate
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2019-01-31 - Finansinspektionen (FI) decided on 30 January not to change the countercyclical buffer rate. The buffer rate of 2.5 per cent, which will be applied as of 19…
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Decision: Countercyclical buffer rate
Sweden and Valueguard. 8 Current account and financial savings in the public sector Per cent of GDP Source: Statistics Sweden. 50 60 70
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2018-11-01 - Finansinspektionen (FI) decided on 31 October not to change the countercyclical buffer rate. The buffer rate of 2.5 per cent, which will be applied as of 19…
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Deccision: Countercyclical buffer rate
Sweden and Valueguard. 8 Current account and financial savings in the public sector Share of GDP Source: Statistics Sweden. 50 60 70
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FI raises the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2018-09-19 - FI has decided to raise the buffer rate from 2.0 to 2.5 per cent. The reason for this change is that the systemic risks have increased.
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2018-04-27 - Finansinspektionen (FI) decided on 26 April not to change the countercyclical buffer rate. The buffer rate of two per cent, which has applied since 19 March…
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Decision: Countercyclical buffer rate (20180426)
Published on www.fi.se on 10 September 2014, FI Ref. 14-7010.
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2018-01-30 - Finansinspektionen (FI) decided on 29 January not to change the countercyclical buffer rate. The buffer rate of two per cent, which has applied since 19 March…
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Decision: Countercyclical buffer rate
Published on www.fi.se on 10 September 2014, FI Ref. 14-7010.
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2017-10-31 - FI decided on 25 October not to change the countercyclical buffer rate. The buffer rate of two per cent, which has applied since 19 March 2017, shall thus…
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Decision regarding the countercyclical buffer rate
0 100 200 300 400 500 600 700 1987 1992 1997 2002 2007 2012 2017 FI Ref. 17-16986 9 11 Households’ nominal debt Annual change in
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Decision regarding the countercyclical buffer rate
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2017-07-14 - FI decided on 14 July not to change the countercyclical buffer rate. The buffer rate of two per cent, which has applied since 19 March 2017, shall thus…
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FI's decision regarding the countercyclical buffer rate
80 90 100 110 50 60 70 80 90 100 110 1975 1981 1987 1993 1999 2005 2011 2017 Mean, 1975 Q4 - 2017 Q2 FI Dnr 17-9849 7 7 Current
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2017-05-02 - FI decided on 27 April not to change the countercyclical buffer rate. The buffer rate of two per cent, which has applied since 19 March 2017, shall thus…
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Decision: Countercyclical buffer rate 2017-04-27
Source: Statistics Sweden and Thomson Reuters Datastream. 0 100 200 300 400 500 600 700 0 100 200 300 400 500 600 700 1987 1990 1993
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2017-03-30 - FI decided on 29 March 2017 not to change the countercyclical buffer rate. The buffer rate of two per cent, which has applied since 19 March 2017, shall thus…
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Decision regarding the countercyclical buffer rate
200 250 300 350 50 100 150 200 250 300 350 2005 2007 2009 2011 2013 2015 2017 Weighted Tenant-owned apartments Single family homes 50 60 70
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2016-12-12 - Finansinspektionen (FI) shall, in accordance with the Capital Buffers Act (2014:966), set a countercyclical buffer guide and a countercyclical buffer rate for…
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Decision regarding the countercyclical buffer rate
Published on www.fi.se on 10 September 2014, FI Ref. 14-7010.
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
- Regler
Publicerad 2016-09-16 - Finansinspektionen (FI) shall, in accordance with the Capital Buffers Act (2014:966), set a countercyclical buffer guide and a countercyclical buffer rate for…
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Decision regarding the countercyclical buffer rate
Published on www.fi.se on 10 September 2014, FI Ref. 14-7010.
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Decision regarding the countercyclical buffer rate
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
- Regler
Publicerad 2016-06-20 - Finansinspektionen (FI) shall, in accordance with the Capital Buffers Act (2014:966), set a countercyclical buffer guide and a countercyclical buffer rate for…
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Decision regarding the countercyclical buffer rate
Published on www.fi.se on 10 September 2014, FI Ref. 14-7010.
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Financing of terrorism
- Penningtvätt
- Publicerat
- Nyheter
Publicerad 2016-03-15 - The national risk assessment regarding the financing of terrorism that was published in June 2014 identified a need to become more informed about and aware of…
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Understanding Terrorist Finance, Modus Operandi and National CTF-Regimes
(UN), the International Committee of the Red Cross (ICRC) and international NGOs) inside Syria have meant that the vacuum has been filled by 600-700
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Decision regarding the countercyclical buffer rate
- Bank
- Stabilitet
- Publicerat
- Nyheter
- Kontracyklisk buffert
Publicerad 2015-12-16 - Finansinspektionen (FI) shall, in accordance with the Capital Buffers Act (2014:966), set a countercyclical buffer guide and a countercyclical buffer rate for…
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Decision regarding the countercyclical buffer rate
Published on fi.se on 10 September 2014, FI ref. 14-7010.
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EBA's MDA Opinion does not change Pillar 2 in Sweden
- Bank
- Publicerat
- Nyheter
- EBA
Publicerad 2016-01-08 - In response to the Opinion published by the European Banking Authority (EBA) on 18 December 2015 regarding restrictions on distributions linked to the…