Din sökning på "WA 0812 2782 5310 Jasa Pemborong Lantai Batu Sikat Diagonal Berpengalaman Semarang Utara Semarang" gav 145 träffar
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The Swedish Mortgage Market (2021)
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2021-03-24 - New borrowers continue to take larger mortgages in relation to their income and the value of their home. At the same time, they have good margins for…
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The Swedish Mortgage Market (2019)
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2019-03-27 - High debt can mean risks for individual households, banks, financial stability and macroeconomic development. The mortgage survey serves as an important basis…
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FI-analysis 4: A model for household debt
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2015-12-11 - This FI-analysis introduces a model for household debt in Sweden.
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The Swedish Mortgage Market 2023
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2023-03-28 - Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal…
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Swedish Consumer Credit
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2020-10-01 - Even though consumer credit only constitutes a small portion of households’ total credit, the interest rate and amortisation payments for these credits amount…
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AI increasingly common in the financial sector, but risk management is lagging behind
- Bank
- Försäkring
- Marknad
- Publicerat
- Nyheter
- Rapporter
- Fintech
- Betalningar
Publicerad 2024-12-06 - The new generative AI technology has spread rapidly and extensively throughout the Swedish financial sector. At the same time, the work to manage the risks…
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The Swedish Mortgage Market: Households need to have margins for an uncertain future
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Bolån
- Låna
Publicerad 2025-04-07 - The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in…
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FI Analysis No 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
- Bank
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2022-04-28 - In this FI Analysis, we study how the risk weight floor has impacted the banks’ lending to CRE firms using detailed lending data. The aim is to analyse…
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FI Analysis 36: Has FI’s risk weight floor had an impact on banks’ CRE lending?
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Interest rate puts pressure on indebted households
- Bank
- Konsumentskydd
- Stabilitet
- Publicerat
- Nyheter
- Rapporter
- Bolån
- Låna
Publicerad 2024-05-29 - Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new…
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FI would like the financial market to shift its sustainability work into the next gear
- Stabilitet
- Publicerat
- Rapporter
- Hållbarhet
Publicerad 2024-05-20 - There is a lot of work left to do before the financial market fully contributes to a sustainable economy. For example, firms need to be better at identifying…
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Two expert reports on macroprudential policy measures
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- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
- Låna
Publicerad 2024-09-25 - Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the…
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Individually tailored amortisation plan
- Publicerat
- Rapporter
Publicerad 2013-10-14 - Individually tailored amortisation plan
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FI Analysis 23: Can the bond market dampen the credit cycle?
- Bank
- Marknad
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2020-10-14 - The access of non-financial firms to credit is central for financial stability, particularly during financial crises. In recent years, the market for…
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FI Analysis 23: Can the bond market dampen the credit cycle?
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Fraud prevention in payment services
- Bank
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Bedrägerier
- Betalningar
- Konsument
- Betala
Publicerad 2024-05-31 - Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in…
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Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
- Konsumentskydd
- Publicerat
- Rapporter
- Bedrägerier
- Spara
- Konsument
- Försäkra
- Betala
- Låna
Publicerad 2025-04-30 - Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that…
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The households’ financial capability
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2009-06-17 - The majority of the Swedish households have a strong personal financial position and save for the long-term. Most of them have access to a bank account and…
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The households’ financial capability (summary)
Report in Swedish: Pensionen oroar stabila hushåll (2009:11)
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The Swedish Mortgage Market (2016)
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
- Bolån
Publicerad 2016-04-14 - The average debt-to-income ratio for households with new mortgages increased from 387 per cent to 406 per cent between 2014 and 2015, according to FI:s report.
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The warrant market – a review of information provided to non-institutional investors
- Marknad
- Konsumentskydd
- Publicerat
- Rapporter
Publicerad 2006-10-10 - It has been possible to trade warrants on the Swedish market since 1995. A warran tis a financial instrument that gives the holder the right, but not the…
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Report in Swedeish: Warrantmarknaden - en granskning av informationen till småsparare (2006:13)
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Personal injury claims handling – a follow-up review
- Försäkring
- Publicerat
- Rapporter
Publicerad 2019-04-11 - Insurance undertakings have taken steps to develop IT systems, customer communication and quality assurance since FI published its previous report on personal…
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FI Analysis 25: Interest rate deductions and households’ loans
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- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2020-11-17 - In this FI Analysis, we calculate the impact of a change to the interest deduction. The reason for this analysis is the direct link between interest deductions and households’ loans.
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FI Analysis 25: Interest rate deductions and households’ loans
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FI Analysis No. 42: Gender differences in investment behaviour
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- Marknad
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
Publicerad 2024-03-18 - The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
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FI Analysis No. 42: Gender differences in investment behaviour
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Stability in the Financial System
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2016-12-01 - The Swedish economy is strong, but the consequences for financial stability from the combination of rising resource utilisation and very low interest rates…
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FI Analysis 6: Vulnerability indicators within the insurance sector
- Försäkring
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2016-09-15 - FI has identified a number of quantitative indicators that point toward factors in the insurance sector that could have an effect on financial stability.…
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FI Analysis 6: Vulnerability indicators within the insurance sector
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The Swedish Mortgage Market 2015
- Konsumentskydd
- Stabilitet
- Publicerat
- Rapporter
- Bolån
Publicerad 2015-04-14 - Finansinspektionen monitors the mortgage market and household indebtedness closely, and the mortgage survey is an important part of that process. The survey…
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Stability in the Financial System
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2016-05-26 - FI makes the assessment that the resilience of the financial system in Sweden is satisfactory, but vulnerabilities remain. The Swedish banks have buffers, but…
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Risks in the financial system 2011
- Bank
- Försäkring
- Marknad
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2011-11-15 - Sweden has remained relatively stable in a turbulent period but during this time the risk level in the Swedish financial system has also risen. The…
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FI analysis 2: Finansinspektionen's vulnerability indicators
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2015-12-01 - FI regularly monitors the vulnerabilities in the financial system. FI is now taking this a step further by creating a categorization for grouping and studying…
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FI Analysis 2: Finansinspektionen's vulnerability indicators
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FI Analysis 22: Fewer high-cost short-term credits after new rules
- Bank
- Konsumentskydd
- Publicerat
- Rapporter
- Låna
Publicerad 2020-10-01 - After the provisions regarding high-cost short-term credits were changed in 2018 – in part by introducing an interest rate ceiling and cost ceiling – these…
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FI Analysis 22: Fewer high-cost short-term credits after new rules
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FI Analysis 18: Swedish risk premia and monetary policy
- Marknad
- Stabilitet
- Publicerat
- Rapporter
Publicerad 2019-10-09 - A disorderly and abrupt increase in international market rates could lead to significantly higher term and equity risk premia. This is the conclusion of an…
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Open finance in Sweden
- Bank
- Försäkring
- Marknad
- Konsumentskydd
- Publicerat
- Nyheter
- Rapporter
- Fintech
Publicerad 2023-06-28 - Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…
