The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which…
Six out of ten say that sustainability is important when saving money. Advisors at banks, investment firms and insurance intermediaries have an obligation to…
Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how…
The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.
Unsound lending practices and commission from the sale of financial instruments are the highest prioritised risks in Finansinspektionen’s (FI) consumer…
Finansinspektionen has an assignment to promote the financial system’s contribution to sustainable development. The sustainability report outlines the current…
Paying by invoice or with other credit-based offers is becoming an integral part of shopping online. Young adults are unique with their small margins and…
FI conducted a thematic review of the market for financial instruments with crypto-assets as an underlying asset. FI is of the view that there is a lack of…
Finansinspektionen (FI) will prioritise two consumer protection risks for further work in 2020: unaffordable lending and unsuitable advice and distribution of…
The low interest rates are expected to remain low for a longer period of time. It could lead to greater risk-taking among various actors, and increased…
Both the global and the Swedish economies appear to be slowing down. Low interest rates – which have resulted in high risk-taking and rising asset prices –…
In this report, Finansinspektionen (FI) presents the most prioritised consumer risks it has identified for 2019. FI also presents the experiences from its…
The economy continues to be strong, both in Sweden and globally, but it is now showing signs of a slow-down. Interest rates have been low for a long period of…
The Swedish economy continues to be strong, and resilience in the financial system is satisfactory. However, a long period of low interest rates and strong…
FI has surveyed 25 funds of funds managed by 25 fund management companies and AIF managers. FI has scrutinised how the consumer is informed about fees and how…
The Swedish economy continues to be strong and interest rates are extremely low, which contributes to high asset prices and low risk premiums. As global…
FI believes that independent financial advice would play an important role on the savings market, since consumers are at an information disadvantage in…
Many of the development trends in today’s financial markets raise important issues for FI. For consumers, greater mobility and increasingly complex financial…
The issues presented in this year’s Supervision Report stem from the work on financial consumer protection, financial stability and the requirements on…
Finansinspektionen's annual Supervision Report discusses areas in which fundamental issues with regard to supervision and regulatory development have risen to…
FI's annual Supervision Report describes the lessons learned from the financial crisis as well as more general issues regarding consumer protection.
The overall conclusion is that there is a good census of opinion between bank customers and advisors about how the advisory service should work. Both advisors…
During 2008, FI has conducted a survey of the insurance intermediaries’ operations. The survey has covered 850 insurance intermediaries who have answered a…
IT disruptions are increasing at some companies and decreasing at others. On the whole, the number of disruptions remains at a constant, high level.
The turmoil on the financial market has caused declining values and large net outflows in certain Swedish investment funds. Furthermore, some securities have…
Consumer protection problems on the financial market often derive from the consumer’s significant disadvantage vis-à-vis the firm in terms of information. The…
This study shows that five of 18 reviewed fund management companiessystematically failed to offer their customers information as stipulated by law.
In this study, FI has identified a number of areas where companies are most likely deficient in their role as a financial advisor, which can have negative…
FI has reviewed the basic requirements for the organisation of 678 insurance intermediaries.
It has been possible to trade warrants on the Swedish market since 1995. A warran tis a financial instrument that gives the holder the right, but not the…