A stable, well-functioning financial market for all
A stable, well-functioning financial market for all
Result
2026
Skicklig Finvoro
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Skicklig Finvoro are offering Swedish investors to trade with securities.
Advanced 365
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Advanced 365 are offering Swedish investors to trade with securities.
Alexo AI
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Alexo AI are offering Swedish investors to trade with securities.
Arbino
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Arbino are offering Swedish investors to trade with securities.
Arkbit Luxen
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Arkbit Luxen are offering Swedish investors to trade with securities.
Avapro
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Avapro are offering Swedish investors to trade with securities.
Axel Ascentor
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Axel Ascentor are offering Swedish investors to trade with securities.
Axel Fundria
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Axel Fundria are offering Swedish investors to trade with securities.
Axtrovien
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Axtrovien are offering Swedish investors to trade with securities.
Azynthel
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Azynthel are offering Swedish investors to trade with securities.
BTC 7.3 Norvellis
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent BTC 7.3 Norvellis are offering Swedish investors to trade with securities.
Bucapay
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Bucapay are offering Swedish investors to trade with securities.
Centrum Banque
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Centrum Banque are offering loans and credits to Swedish residents.
ConsanFero AI
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent ConsanFero AI are offering Swedish investors to trade with securities.
Cryptitan
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Cryptitan are offering Swedish investors to trade with securities.
Dawnbay Sylor
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Dawnbay Sylor are offering Swedish investors to trade with securities.
Daxloriz
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Daxloriz are offering Swedish investors to trade with securities.
Deutsch Kasse
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Deutsch Kasse are offering loans and credits to Swedish residents.
Dividend Luxentia
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Dividend Luxentia are offering Swedish investors to trade with securities.
Dominion Calyxon
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Dominion Calyxon are offering Swedish investors to trade with securities.
Dravexoly
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Dravexoly are offering Swedish investors to trade with securities.
Eltabnk
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Eltabnk are offering loans and credits to Swedish residents.
Eryxavin
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Eryxavin are offering Swedish investors to trade with securities.
EuroQuantum
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent EuroQuantum are offering Swedish investors to trade with securities.
Evo Bridge
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Evo Bridge are offering Swedish investors to trade with securities.
Finance GPT
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Finance GPT are offering Swedish investors to trade with securities.
Finnvera 500 Plus
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Finnvera 500 Plus are offering Swedish investors to trade with securities.
Flextrize-Solutions LTD
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Flextrize-Solutions LTD are offering Swedish investors to trade with securities.
Fortis Fundrelix
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Fortis Fundrelix are offering Swedish investors to trade with securities.
Framix Bitnova
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Framix Bitnova are offering Swedish investors to trade with securities.
Galidix
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Galidix are offering Swedish investors to trade with securities.
Garüdus
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Garüdus are offering loans and credits to Swedish residents.
Global Nordic Invest
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Global Nordic Invest are offering Swedish investors to trade with securities.
Goldex
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Goldex are offering Swedish investors to trade with securities.
Gontrenix 7.1
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Gontrenix 7.1 are offering Swedish investors to trade with securities.
GreenpointAdvisors
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent GreenpointAdvisors are offering Swedish investors to trade with securities.
Greyrock Evolux
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Greyrock Evolux are offering Swedish investors to trade with securities.
Hel Räntaholm
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Hel Räntaholm are offering Swedish investors to trade with securities.
HexaVel
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent HexaVel are offering Swedish investors to trade with securities.
Hunnid Trades
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Hunnid Trades are offering Swedish investors to trade with securities.
Hurtiglån
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Hurtiglån are offering loans and credits to Swedish residents.
Immediate Prime
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Immediate Prime are offering Swedish investors to trade with securities.
Immediate Zun C4
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Immediate Zun C4 are offering Swedish investors to trade with securities.
Impuls Evotradex
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Impuls Evotradex are offering Swedish investors to trade with securities.
InFlexEdge Ai
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent InFlexEdge Ai are offering Swedish investors to trade with securities.
Instant Terlix
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Instant Terlix are offering Swedish investors to trade with securities.
Invest Pro 2.0
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Invest Pro 2.0 are offering Swedish investors to trade with securities.
InvestPath Wealth
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent InvestPath Wealth are offering Swedish investors to trade with securities.
Khaelyon
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Khaelyon are offering Swedish investors to trade with securities.
Klyndora Qerith
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Klyndora Qerith are offering Swedish investors to trade with securities.
London and County Financial Advisors Ltd (clone) / NordicTR
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent London and County Financial Advisors Ltd (clone) / NordicTR are offering Swedish investors to trade with securities.
Lotment Capital
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Lotment Capital are offering Swedish investors to trade with securities.
Lyxfällan
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Lyxfällan are offering Swedish investors to trade with securities.
Mexvorin
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Mexvorin are offering Swedish investors to trade with securities.
MiloByFinans
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent MiloByFinans are offering loans and credits to Swedish residents.
Movexis Pro V7.2
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Movexis Pro V7.2 are offering Swedish investors to trade with securities.
MySwissTrading
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent MySwissTrading are offering Swedish investors to trade with securities.
Nelow-Blue Metro Bank
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Nelow-Blue Metro Bank are offering bank products to Swedish residents.
NextChain AI
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent NextChain AI are offering Swedish investors to trade with securities.
Nordic Bitvora
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Nordic Bitvora are offering Swedish investors to trade with securities.
Nordic Future AI
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Nordic Future AI are offering Swedish investors to trade with securities.
NorthCrypto Oy (clone) / Första Norr
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent NorthCrypto Oy (clone) / Första Norr are offering Swedish investors to trade with securities.
Okrithen Core 8.5
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Okrithen Core 8.5 are offering Swedish investors to trade with securities.
Olutrixon
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Olutrixon are offering Swedish investors to trade with securities.
Orynthix
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Orynthix are offering Swedish investors to trade with securities.
Oxelvian
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Oxelvian are offering Swedish investors to trade with securities.
Oximarn Bot 7.1
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Oximarn Bot 7.1 are offering Swedish investors to trade with securities.
Polaris Future AI
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Polaris Future AI are offering Swedish investors to trade with securities.
Prestige Varvex
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Prestige Varvex are offering Swedish investors to trade with securities.
Prime Aura
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Prime Aura are offering Swedish investors to trade with securities.
PrimeAura
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent PrimeAura are offering Swedish investors to trade with securities.
Primehill Toknix
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Primehill Toknix are offering Swedish investors to trade with securities.
ProFX
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent ProFX are offering Swedish investors to trade with securities.
Prysmvest
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Prysmvest are offering Swedish investors to trade with securities.
Ratos Capital (clone)
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Ratos Capital (clone) are offering Swedish investors to trade with securities.
Redmind Fundex
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Redmind Fundex are offering Swedish investors to trade with securities.
Rik Flowbit
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Rik Flowbit are offering Swedish investors to trade with securities.
Rock Point Partners Inc (clone)/ Rockpoint Partners
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Rock Point Partners Inc (clone)/ Rockpoint Partners are offering Swedish investors to trade with securities.
Sarvexid
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Sarvexid are offering Swedish investors to trade with securities.
SecureDex
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent SecureDex are offering Swedish investors to trade with securities.
Sfär Bitrevo
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Sfär Bitrevo are offering Swedish investors to trade with securities.
Skog Luxaris
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Skog Luxaris are offering Swedish investors to trade with securities.
Stalon Credits
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Stalon Credits are offering bank products to Swedish residents.
Stark Värdeborg
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Stark Värdeborg are offering Swedish investors to trade with securities.
Steelmont Elitex
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Steelmont Elitex are offering Swedish investors to trade with securities.
Stinach
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Stinach are offering Swedish investors to trade with securities.
Stjärn Finoria
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Stjärn Finoria are offering Swedish investors to trade with securities.
Strovemont Capital
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Strovemont Capital are offering Swedish investors to trade with securities.
Ström Bitnova
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Ström Bitnova are offering Swedish investors to trade with securities.
Ström Luxora
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Ström Luxora are offering Swedish investors to trade with securities.
T100X
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent T100X are offering Swedish investors to trade with securities.
Tick Up AB (clone)
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Tick Up AB (clone) are offering loans and credits to Swedish residents.
Trade Coin
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Trade Coin are offering Swedish investors to trade with securities.
Truist Financial Corporation (clone)/ Truist Bank/ Truist Investment Services Inc (clone)/ Truist Advisory Services Inc (clone) / GFO Advisory Services LLC (clone)/ Truist Securities (clone)
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Truist Financial Corporation (clone)/ Truist Bank/ Truist Investment Services Inc (clone)/ Truist Advisory Services Inc (clone) / GFO Advisory Services LLC (clone)/ Truist Securities (clone) are offering Swedish investors to trade with securities.
TurboV +50Nan
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent TurboV +50Nan are offering Swedish investors to trade with securities.
Velmo Coin
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Velmo Coin are offering Swedish investors to trade with securities.
Vinance
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Vinance are offering Swedish investors to trade with securities.
Volmar GrowthBeacon
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Volmar GrowthBeacon are offering Swedish investors to trade with securities.
Vorexlan
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Vorexlan are offering Swedish investors to trade with securities.
w4ko
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent w4ko are offering Swedish investors to trade with securities.
Xaloryx Nexus
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Xaloryx Nexus are offering Swedish investors to trade with securities.
Yureplex
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Yureplex are offering Swedish investors to trade with securities.
Zeongrow
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Zeongrow are offering Swedish investors to trade with securities.
Alska World
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Alska World are offering loans and credits to Swedish residents.
Alvine Group AB/ Alvine Group Limited
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Alvine Group AB/ Alvine Group Limited are offering Swedish investors to trade with securities.
Cape Coins
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Cape Coins are offering Swedish investors to trade with securities.
Grantly AB
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Grantly AB are offering loans and credits to Swedish residents.
Iroxivor
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Iroxivor are offering Swedish investors to trade with securities.
Nordkvarn
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Nordkvarn are offering Swedish investors to trade with securities.
PanPacific Securities
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent PanPacific Securities are offering Swedish investors to trade with securities.
Prospera Invest (clone)/ ProsperaGroup
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Prospera Invest (clone)/ ProsperaGroup are offering Swedish investors to trade with securities.
Trevia Capital
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Trevia Capital are offering Swedish investors to trade with securities.
Virtu Financial (clone)/ Vtfapp.com
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Virtu Financial (clone)/ Vtfapp.com are offering Swedish investors to trade with securities.
2025
Garantum Fondkommission receives a remark and administrative fine
Garantum Fondkommission Aktiebolag (Garantum Fondkommission or the company) is a securities company with authorisation to conduct securities business pursuant to the Securities Market Act (2007:528). The company offers, among other services, investment advice relating to financial instruments.
Garantum Wealth Management PB receives a remark and administrative fine
Garantum Wealth Management PB AB (Garantum PB or the company) is an insurance intermediary that has authorisation to conduct insurance distribution pursuant to the Insurance Distribution Act (2018:1219).
Nocollate
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Nocollate are offering loans and credits to Swedish residents.
Finixure
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Finixure are offering loans and credits to Swedish residents.
Ismopay
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Ismopay are offering loans and credits to Swedish residents.
Guise Fada Groupe
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Guise Fada Groupe are offering loans and credits to Swedish residents.
Monarg Investment Groupe
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Monarg Investment Groupe are offering loans and credits to Swedish residents.
Openia Invest Bank
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Openia Invest Bank are offering loans and credits to Swedish residents.
Collaboan
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Collaboan are offering loans and credits to Swedish residents.
Capitalique
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Capitalique are offering loans and credits to Swedish residents.
DIBQC by BRAILOX
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent DIBQC by BRAILOX are offering loans and credits to Swedish residents.
Felicred
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Felicred are offering loans and credits to Swedish residents.
E-Fast Service
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent E-Fast Service are offering loans and credits to Swedish residents.
Filanex
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Filanex are offering loans and credits to Swedish residents.
Praxo Pay
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Praxo Pay are offering loans and credits to Swedish residents.
Bkgcdpay
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Bkgcdpay are offering loans and credits to Swedish residents.
Almegor Ltd
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Almegor Ltd are offering loans and credits to Swedish residents.
Zebrov
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Zebrov are offering loans and credits to Swedish residents.
AC Gosset
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent AC Gosset are offering loans and credits to Swedish residents.
Trygg Bitrow/Gaingate
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent TRygg Bitrow/ Gaingate are offering Swedish investors to trade with securities.
Tyrion Capital
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Tyrion Capital are offering Swedish investors to trade with securities.
Mutual European Bank/ Meb Bank Groupe
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Mutual European Bank/ Meb Bank Groupe are offering loans and credits to Swedish residents.
Sazend
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Sazend are offering loans and credits to Swedish residents.
Verdanx
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Verdanx are offering loans and credits to Swedish residents.
Trusturat
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Trusturat are offering loans and credits to Swedish residents.
BitrenixPulse 8.3 Ai
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent BitrenixPulse 8.3 Ai are offering Swedish investors to trade with securities.
Crypto Coins Management Ltd
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Crypto Coins Management Ltd are offering Swedish investors to trade with securities.
Fastspar
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Fastspar are offering savings products to Swedish residents.
Galveston Advisory
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Galveston Advisory are offering Swedish investors to trade with securities.
Revolt-X/Revolt X
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Revolt-X/Revolt X are offering Swedish investors to trade with securities.
Scandindex
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Scandindex are offering Swedish investors to trade with securities.
TradeNova UAB
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent TradeNova UAB are offering Swedish investors to trade with securities.
Tryggspar
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Tryggspar are offering savings products to Swedish residents.
Hög Fundrelix / Gaingate
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Hög Fundrelix / Gaingate are offering Swedish investors to trade with securities.
NatWest Bonds Ltd
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent NatWest Bonds Ltd are offering Swedish investors to trade with securities.
Nordicwealth/ Nordicwealth Trading
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Nordicwealth/ Nordicwealth Trading are offering Swedish investors to trade with securities.
OceanLine
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent OceanLine are offering Swedish investors to trade with securities.
Pier Point Global
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Pier Point Global are offering Swedish investors to trade with securities.
Octokeep
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Octokeep are offering loans and credits to Swedish residents.
NewRockWood AI
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent NewRockWood AI are offering Swedish investors to trade with securities.
FI Analysis 51: A model for households’ housing choices
Households that experience greater buying power tend to choose homes of a higher standard over amortisation payments or savings. This is evident in a new model that Finansinspektionen (FI) has developed.
Stability in the Financial System (2025:2)
The sentiment in the Swedish economy has improved in recent months even if households continue to demonstrate weaker sentiment than normal.
Remuneration and conflicts of interest in Swedish insurance intermediaries
Finansinspektionen (FI) has conducted an in-depth analysis of remuneration and conflicts of interest at insurance intermediaries that distribute life insurance and savings insurance. The objective of the in-depth analysis has been to gain more in-depth knowledge about the insurance intermediary market’s remuneration structure, how commissions and other remuneration are received, and the conflicts of interest that could arise.
Swedish Consumer Credit
One of FI’s assignments is to promote a high level of protection for consumers on the financial markets. As a result, we analyse consumer credit, and this report is part of this analysis.
Avida Finans receives a remark and administrative fine
Finansinspektionen is issuing Avida Finans AB a remark and an administrative fine of SEK 20 million.
Yanseria
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Yanseria are offering loans and credits to Swedish residents.
Alexia Capital Partners
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Alexia Capital Partners are offering Swedish investors to trade with securities.
AproBit Markets LTD
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent AproBit Markets LTD are offering Swedish investors to trade with securities.
Avast Bank Ltd
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Avast Bank Ltd are offering bank products to Swedish residents.
Broker GMBH
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Broker GMBH are offering Swedish investors to trade with securities.
Fill Assets
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Fill Assets are offering Swedish investors to trade with securities.
Crypto Stance
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Crypto Stance are offering Swedish investors to trade with securities.
Delport Financial Group Ltd (clone)/ Nordnexx.net
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Nordnexx.net/ Delport Financial Group Ltd (clone) are offering Swedish investors to trade with securities.
DMS Band
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent DMS Band are offering loans and credits to Swedish residents.
Elmstone union
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Elmstone Union are offering bank products to Swedish residents.
Eltho Equity
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Eltho Equity are offering Swedish investors to trade with securities.
Finaso
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Finaso are offering loans and credits to Swedish residents.
Vinst Corbit
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Vinst Corbit are offering Swedish investors to trade with securities.
Finaver Direct Finance
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Finaver Direct Finance are offering loans and credits to Swedish residents.
Vialån
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Vialån are offering loans and credits to Swedish residents.
Finoprise Gruppen
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Finoprise Gruppen are offering loans and credits to Swedish residents.
Trojan Western International Bank
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Trojan Western International Bank are offering bank products to Swedish residents.
First Credit Plus
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent First Credit Plus are offering loans and credits to Swedish residents.
Flexi Finans
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Flexi Finans are offering loans and credits to Swedish residents.
Fluixis Finance
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Fluixis Finance are offering loans and credits to Swedish residents.
Fridhem Asset Management AB (clone)
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Fridhem Asset Management AB (clone) are offering Swedish investors to trade with securities.
Himmel Capital
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Himmel Capital are offering loans and credits to Swedish residents.
Industria Försäkringsaktiebolag (clone)
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Industria Försäkringsaktiebolag (clone) are offering insurance products to Swedish residents.
ITCS Trade/ ITCS Capital Ltd
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent ITCS Trade/ ITCS Capital Ltd are offering Swedish investors to trade with securities.
Kurator Lån/ Kurator Kredit
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Kurator Lån/ Kurator Kredit are offering loans and credits to Swedish residents.
Moj Finances
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Moj Finances are offering loans and credits to Swedish residents.
Niovault Asset
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Niovault Asset are offering Swedish investors to trade with securities.
Noelse Loan and Finance
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Noelse Loan and Finance are offering loans and credits to Swedish residents.
Novas Trade
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Novas Trade are offering Swedish investors to trade with securities.
NTICB Financial Inc/ NTICB Bank/ NTICB Wealth & Capital Management
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent NTICB Financial Inc/ NTICB Bank/ NTICB Wealth & Capital Management are offering loans and credits to Swedish residents.
Prev Vault
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Prev Vault are offering loans and credits to Swedish residents.
Private Equity
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Private Equity are offering loans and credits to Swedish residents.
Quantiumax
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Quantiumax are offering Swedish investors to trade with securities.
Revolt 21
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Revolt 21 are offering Swedish investors to trade with securities.
Sentlo Trade
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Sentlo Trade are offering Swedish investors to trade with securities.
Snabb Fluxrad
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Snabb Fluxrad are offering Swedish investors to trade with securities.
Sofinans BA/ Sofinans Sverige AB/ Sicav AB
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Sofinans BA/ Sofinans Sverige AB/ Sicav AB are offering loans and credits to Swedish residents.
Adlan Finance
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Adlan Finance are offering loans and credits to Swedish residents.
Delta Finance (clone)
It has come to the attention of Finansinspektionen (FI), the Swedish Financial Supervisory Authority, that persons claiming to represent Delta Finance (clone) are offering Swedish investors to trade with securities.
FI Analysis 46: Poor profitability for consumers from autocalls
Finansinspektionen has highlighted in multiple reports that many structured products are unsuitable for most consumers. In a new analysis, FI has analysed consumers’ investments in a type of structured product called autocalls. The analysis shows that autocalls are often expensive, associated with high risks, and difficult to understand. In many cases, these products are unprofitable for investors.
Stability in the Financial System (2025:1): Uncertainty could persist for a while
The uncertainty in geopolitical and economic developments is high, and the risk of negative shocks is higher now than it was last autumn. At the same time, Swedish banks have large capital buffers and good profitability, which builds resilience. Financial firms, households and firms all need to be prepared that the uncertainty could persist for a while. These are some of the conclusions from FI's first stability report of the year.
Consumer Protection Report 2025: Digitalisation and viral trends create risks for consumers on the financial market
Unreliable investment advice from AI or “finfluencers” and the promise of fast gains from crypto trading. These are examples of consumer protection risks that have recently emerged on the financial market. At the same time, risks linked to unsound lending and financial exclusion of consumers are still prevalent. These are some of Finansinspektionen’s (FI) observations in this year’s consumer protection report.
The Swedish Mortgage Market: Households need to have margins for an uncertain future
The conditions for household finances improved in 2024. As many as 8 out of 10 households chose a variable interest rate, which is a higher share than in previous years. But the economic development is uncertain. Households need to allow for continued high housing and living costs. These are some of the conclusions from this year’s report on the Swedish mortgage market.
Household savings in Sweden
Swedes hold a large amount of financial assets, but the distribution of these assets is very uneven. Most Swedes hold a small amount of financial assets, while 5 per cent of the population holds approximately half of all assets. Few have direct savings in shares or funds. Those with large loans can be vulnerable to weakened economic conditions and therefore in general have a greater need for a financial buffer. FI’s data indicates that many mortgagors hold a small amount of assets, at least with the same bank where they have their mortgage.
FI Analysis 48: Increasing number of Swedish loans become debt registered with the Swedish Enforcement Authority
Between the years 2020 and 2023, the number of borrowers with a new unpaid debt registered with the Swedish Enforcement Authority has increased by 23 per cent. Most of these borrowers have borrowed a large amount of consumer credit from so-called niche banks and then experienced serious payment problems. At the same time, one out of twenty that takes a loan from a so-called instant loan firm is registered with the Swedish Enforcement Authority. These are the conclusions of a new analysis conducted by Finansinspektionen (FI) and the Swedish Enforcement Authority.
2024
FI proposes enhanced preventive work in efforts to prevent investment fraud
An increasing number of consumers are falling victim to investment fraud. In a report to the Government, FI proposes, among other things, enhanced work to prevent investment fraud.
Financial education continues to be important for strengthening consumers
Many people find it difficult to make decisions about their finances. The majority of Swedes understand financial terms but are not knowledgeable about how these concepts impact their own finances. Finansinspektionen (FI) is releasing a report today that evaluates the authority’s work with financial education and identifies a number of areas where deficient financial literacy could impose significant risks on the consumer.
Two expert reports on macroprudential policy measures
Amortisation requirements, the LTI ratio, and the LTV cap are macroprudential policy tools that are used in Sweden and many other countries. But what are the potential effects of these borrower-based measures? To answer to this question, Finansinspektionen commissioned two expert reports on the topic.
Fraud prevention in payment services
Fraud is a major and expanding societal problem that fosters organised crime. FI supervises that payment service providers follow the provisions set out in the Payment Services Act that aim to prevent fraud. Payment service providers do a lot to prevent their payments services from being used for fraud, but this problem is still growing.
Interest rate puts pressure on indebted households
Households continue to be under pressure from both higher interest rates and other costs. This is evident in FI’s mortgage report. The report looks at new mortgagors during the autumn of 2023. We can see that there are fewer mortgagors than in previous years. Home buyers also bought slightly less expensive homes and borrowed slightly less. Total lending to households has stagnated, but despite this household indebtedness continues to be high.
FI Analysis No. 44: Most People Have Lost Money Trading Cryptocertificates
More than half of Swedes who traded in cryptocertificates over the past six years have lost money on their investments. This is despite the underlying market increasing by up to 500 percent during the studied period. This is shown in a new analysis by FI that examines Swedes' trading in cryptocertificates.
Four reasons not to buy cryptoassets
Right now, the media is filled with reporting on cryptoassets, and various investment tips are being shared on social media. Even though regulations for the cryptomarket are under development, it will continue to be very risky for consumers to invest in crypto. We have listed four reasons not to invest in them.
FI notifies foreign supervisory authorities after complaints about misleading advice
FI has been receiving complaints from consumers in Sweden about four foreign investment firms. The foreign supervisory authorities who are responsible for the supervision of these companies have been notified about the complaints.
Firms continue to offer consumers unsuitable products
Expensive and complex products are unsuitable for most consumers. Despite this, firms offer such products on a broad front. This is one of the consumer risks that FI highlights in this year’s consumer protection report.
FI Supervision 29: Advisors are not taking customers’ sustainability preferences into account
Six out of ten say that sustainability is important when saving money. Advisors at banks, investment firms and insurance intermediaries have an obligation to take into account consumers’ sustainability preferences. This does not always happen. Instead, many consumers currently face a risk of investing in products that do not correspond to their expectations when it comes to sustainability. This is the conclusion FI draws from its analysis, and we are now encouraging firms to devote a special focus to this topic.
FI Analysis No. 42: Gender differences in investment behaviour
The study confirms previous results showing that women are underrepresented in the stock market. The differences arise as early as three years of age, which shows that adults more often buy stocks for boys than for girls. We also see that men generally have larger stock portfolios than women throughout life, although women increase their stock wealth later in life.
Comprehensive overview is important when changing the conditions on the housing market
FI has received an assignment from the Government to assess an increase in the loan-to-value (LTV) cap from 85 to 90 percent. At the same time, the Government proposes phasing out the tax deductibility for unsecured loans. We assess that an increase in the LTV cap would lead to higher household indebtedness and an increase in associated risks. This assessment holds even if interest rate deductions for unsecured loans are phased out. We also take the position that it is appropriate to await the results of the ongoing inquiry into both the LTV cap and the amortisation requirement and consider any changes to the measures comprehensively.
Our supervision priorities for 2024
Are consumers being offered the right services on the financial market? How is the sector delivering crucial services in an uncertain global environment? How are financial corporations protecting themselves from being used for criminal purposes? These are some of the questions we will focus on in our supervision this year.
Moa Langemark is FI’s new consumer protection economist
A clear and independent voice is needed to help consumers on the financial market. Moa Langemark will now take on the role of consumer protection economist at Finansinspektionen. She will undertake overall responsibility for supporting and developing our consumer protection work. Together with Director General Daniel Barr, Moa will also be FI’s spokesperson in consumer protection-related matters.
2023
Monitor what your funds are costing you
Today, almost all households invest in funds, either directly through private savings or indirectly through our pensions. However, close to one third of fund savers are unaware of how high the fund fee is and many risk paying too much for their savings. We are, therefore, now publishing the most common fees for some popular fund categories to help consumers monitor what certain funds cost.
Protect consumers’ access to payment accounts
Banks restrict consumers’ access to payment accounts more than is necessary to manage money laundering risks. We want to see stricter requirements on banks to make assessments of consumers on an individual basis. Banks should also consider whether they can offer a more limited range of services instead of closing a customer’s account.
Fraudsters use Bitcoin as bait
It has become increasingly common for fraudsters to contact consumers by email saying there are cryptocurrencies registered at the person's email address. Consumers are told that these assets can be released for a fee. This is the conclusion of Finansinspektionen’s review of investment fraud cases during the third quarter of the year.
FI Supervision 27: Non-life insurance undertakings’ product approval processes
The process for product approval is central from a consumer protection perspective. It aims to ensure that insurance undertakings focus on consumer interests when they develop and maintain insurance products. In an in-depth analysis that Finansinspektionen has conducted, we have seen a number of good examples of how undertakings work with and apply this process.
Warnings for investment fraud continue to increase
Last year, Finansinspektionen (FI) published a record number of warnings of firms suspected of investment fraud. The trend continues. During the first half of 2023, the number of warnings increased by nine per cent compared to the same period last year.
Consumer Protection Report 2023
The risks given the highest priority in FI’s consumer protection work for 2023 are unaffordable lending, unsuitable investment products and investment fraud.
Open finance in Sweden
Digitalisation introduces both opportunities and risks to the financial market. After conducting a new survey, FI has noted that broader regulation on how customer data can be shared with third-party providers could make it easier for consumers to compare financial products such as occupational pensions and mortgages.
Report: Banks’ administration of amortisation requirement exemptions
Finansinspektionen has conducted a survey into banks' administration of amortisation requirement exemptions, as an assignment from the government. The survey shows that banks have primarily handled amortisation requirement exemptions well. Banks have improved their procedures for handling exemptions, which have increased due to increased pressure on households' finances and more widespread knowledge within society about the possibility of receiving an exemption. The banks' improved procedures are an adjustment to this change.
More common for fraudsters to say they work at authorities and companies
Fraudsters want to establish a credible façade to be able to deceive consumers. One way of achieving this is to make it look like the consumer is being contacted by a real authority or a real company. This then creates trust, enabling the fraudster to convince consumers to pay made-up fees. Finansinspektionen has seen several examples of this during the first quarter of 2023.
Rising interest costs putting pressure on mortgagors
Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal finances. These are the conclusions drawn by Finansinspektionen in this year’s Swedish Mortgage Market report, which is being presented today.
The Swedish Mortgage Market 2023
Mortgagors are under pressure from rising interest rates. At the same time, the majority of new mortgagors continue to have good margins in their personal finances. These are the conclusions drawn by Finansinspektionen in this year’s Swedish Mortgage Market report, which is being presented today.
No extra insurance needed when buying a TV
You do not need special insurance when buying, for example, a new TV or a dishwasher. This is the conclusion of our review of so-called gadget insurance, which is often offered in retail. If you have home insurance, you have good protection.
Is there a need for supplementary and gadget insurance?
Consumers’ need for supplementary insurance differs by age. Younger consumers have a greater need for this type of insurance, while older consumers often have little need for it. The need for gadget insurance is limited, and there is often no need for it at all. These are the conclusions of an in-depth analysis conducted by Finansinspektionen (FI).
Large increase in suspected cases of investment fraud in 2022
Despite the contracting economy and the uncertainty in both the Swedish economy and the world in general, investment fraud was on the rise last year. In 2022, FI issued 3,471 warnings – 25 per cent more than in 2021. One new observation during the year is that fraudsters more frequently demand payment in bitcoin to avoid detection.
2022
Greatest risk for repayment problems at so-called instant loan firms
One out of six who borrow from a consumer credit institution, previously called instant loan firms, receives a collection notice. Among all lenders, one out of five unsecured loans was approved for a person who does not have any money left after paying their monthly subsistence costs. Given the expected economic development – high inflation and higher interest rates – this percentage could increase to every third borrower. All of these observations indicate that credit assessments are insufficient. This is the conclusion of a consumer credit survey that FI is presenting today.
Swedish Consumer Credit
A large portion of Swedish households’ loans is for their homes. But the households also use loans to finance some of their consumption. Consumption credit has grown rapidly in recent years. In terms of SEK, unsecured loans represent the largest share of consumer credit. In terms of volume, invoices are the most common form of consumer credit. These are some of the conclusions from Finansinspektionen’s (FI) survey of new consumer credit with data from 2021.
SIP Nordic receives a warning and an administrative fine
SIP Nordic Fondkommission AB (SIP Nordic) is receiving a warning and must pay an administrative fine of SEK 6.7 million.
Celina Fondförvaltning receives warning and administrative fine
Celina Fondförvaltning AB (Celina) is receiving a warning and must pay an administrative fine of SEK 10 million.
Do you need insurance for your new TV?
When purchasing a mobile telephone, TV or appliances, for example, you often receive an offer to buy insurance for the newly purchased item. FI will now review whether so-called product insurances create unnecessary costs for customers without providing extra protection.
Do loyal policyholders pay more?
Finansinspektionen has analysed whether loyal policyholders pay higher premiums for the three non-life insurance products that are most important for consumers: home insurance (contents), home insurance (building) and private car insurance. The analysis shows that premiums for home insurance (contents) are raised significantly more for loyal customers than for new customers. The premiums for home insurance (building) also are raised more for loyal customers, but this does not apply to private car insurance.
